The app development industry is growing at an extremely fast pace. According to Statista, there was a growth of 26% in the global application development market from 2016 to 2017. If you’re looking to develop an IOS or Android mobile app for your business, you have come to the right place.
Here is the List Of Sec Registered Online Lending Companies 2023 in the Philippines that can help you develop your mobile application!
Table of Contents
List Of Sec Registered Online Lending Companies 2023
List of registered online lending company
Lending is an industry that has been around for thousands of years, but with the rise of the internet and online lending, it has become easier to apply for a loan online and more effective to manage it. Here is the list of 100 of them to November 02, 2021.
| No | COMPANY NAME | REGISTRATION NO. | CA NUMBER | ONLINE LENDING APPLICATIONS |
| 1 | 9F Lending Philippines Incorporated | CS201904471 | 2916 | Pesoclick, Quickpeso, Amihan |
| 2 | Acom Consumer Finance Corporation | CS201724897 | 1140 | ACOM – Fast Cash Loan. Simple. |
| 3 | Aeon Credit Service (Philippines) Inc | CS201300789 | 1055 | Aeon Credit Service Mobile App |
| 4 | And Financing Corporation | CS201840930 | 1187 | LendPinoy |
| 5 | Armorak Lending Inc | CS201908271 | 2988 | Ayudas, Weloan |
| 6 | Asialink Finance Corporation | A199711768 | 570 | Asialink Mobile CRM App |
| 7 | Asiasource Financial Inc | CS201412567 | 1085 | MotorcycleLoan, QuickCash, UtangOnline |
| 8 | Asteria Lending Inc. Doing Business under the name and style of Cashbazaar | CS201603853 | 1813 | https://www.asteria.com.ph/ |
| 9 | CashMart Asia Lending Inc. | CS201610084 | 1849 | Cashmart.ph (website) |
| 10 | Cashbee Lending Services Inc. | CS201912321 | 3041 | Cashbee.ph |
| 11 | CashMum Lending Investors Corp. | CS202102336 | 3413 | Cashmum |
| 12 | Cashtrees Lending Corp | CS202002428 | 3245 | Happylend, Creditcash, Cashmore |
| 13 | Cashxpress South East Asia Lending Inc | CS201951088 | 2918 | https://cashxpress.ph/ |
| 14 | CEPAT Kredit Financing | CS201909976 | 1223 | www.cepatkreditfinancing.com |
| 15 | Codeblock Lending Inc. | CS201913681 | 3059 | Kpeso, Opeso, OKpeso |
| 16 | Convenience Cash Lending Corp. | 2020090002200-05 | 3319 | Zada Cash, Bloom Cash |
| 17 | Copperstone Lending Inc. | 2021050012959-04 | 3454 | Pesoforrest, Pococash, Blue Peso, Moca Moca, Peso Buffet, Load Cash, Quickla |
| 18 | Creditable Lending Corporation | CS201817516 | 2749 | EasyPeso |
| 19 | Deltapeak Lending Inc. | CS201720443 | 2380 | www.availa.cash |
| 20 | DF Credit Lending Corporation | CS202002430 | 3244 | Funpera |
| 21 | Digido Finance Corp | CS202003056 | 1272 | Unapay, Unacash, www.Digido.ph (website) |
| 22 | Discovery Credit Solutions Inc. | CS202000839 | 3213 | https://discoverycsc.com/ |
| 23 | Dolphin Lending Investor, inc. | CS201911897 | 3037 | PesoGO, Microloan |
| 24 | Easycash Lending Company, Inc | CS20101882 | 640 | Easycash |
| 25 | E-Borrow Lending Corp. | 2020100002616-030 | 3333 | Halika Cash |
| 26 | Elending Lending Inc. | CS201912383 | 3044 | Pocketcash |
| 27 | Excellent Era Lending Service Corp | CS201913044 | 3056 | Support |
| 28 | Fast Coin Lending Corp | CS20190000277 | 3140 | Cashcow, Cashguard, Cocopeso |
| 29 | Fcash Global Lending Inc | CS201803813 | 1149 | Fast cash, Fcash, Fastcash VIP , Fast cash loan |
| 30 | Fesl Lending Investor Corp. | CS202003612 | 3271 | Start Loan, Pondo Loan, First Cash |
| 31 | Fidoph Lending Corporation | CS201825101 | 2832 | Fidoph Philippines, www. Fido.ph |
| 32 | Finance Technologies Inc. Doing Business under the name of Pitacash | CS201902369 | 1200 | Pitacash |
| 33 | Fingertip Lending Corp | CS2020070001053 | 3298 | Big Loan |
| 34 | First Circle Growth Finance Corp | CS201605477 | 1108 | “www.my.firstcircle.ph www.firstcircle.ph” |
| 35 | First Digital Finance Corporation | CS201516347 | 1101 | FDFC, Balikbayad, Loan Ranger , Billease, |
| 36 | Flash Cash 101 Lending Corp. | CS201915317 | 3083 | Valley loan, Lemon Loan |
| 37 | FT Lending Master Philippines Corp | CS201910863 | 3025 | FT Lending/Go cash |
| 38 | Fuse Lending Inc. | CS201617622 | 1897 | Gcredit |
| 39 | Global Dominion Financing, Inc. | CS200305834 | 530 | gdfi.com.ph; Loansolutions.ph; GoDrive.com.ph |
| 40 | Got-IT Lending Inc. | CS201909840 | 3006 | Eagle Wallet, Pera Bag, Pera U bag |
| 41 | Grab Financial Services Philippines, Inc | CS201905977 | 1210 | GrabFinance (website), Grab Finance (within the Grab application) |
| 42 | HC Consumer Finance Philippines | CS201301354 | 1071 | My Home Credit |
| 43 | Hi-fin Lending inc. | CS201910995 | 3027 | Peso Wallet, Credit Cash |
| 44 | HT Financial lending Services (PH) Corp | CS201905455 | 2930 | HICASH-PESO, CASH LOAN ONLINE ON-DEMAND |
| 45 | Hupan Lending Technology Inc. | CS201901197 | 2879 | Cashme, Cashwow |
| 46 | iDIRECT Finance Company Inc | 2021080023709-02 | F-21-0010-64 | Direct Loan |
| 47 | Inclusive Credit Lending Inc. | CS201909928 | 3007 | Pinoy Peso |
| 48 | Joywin Lending Investor, Inc. | CS201826247 | 2859 | Lemon Loan |
| 49 | Jungle Lending Inc | CS202002223 | 3249 | Jungle (https://www.heyjungle.com/) |
| 50 | Just Smile Lending Corporation | CS202011342 | 3379 | FreshApp |
| 51 | Kayamo Atlas Lending Corp. | CS201914952 | 3075 | www.kayamo.ph |
| 52 | Kidmmanj Lending Inc. | CS201729260 | 2526 | www.facebook.com/kidmmanj |
| 53 | King Cash Lending Investors Inc | CS202104554 | 3442 | Insta Cash |
| 54 | Kusog Pera Lending Inc. | CS201916669 | 3118 | Kusog Pera, SnaPera |
| 55 | Kviku Lending Co. Inc. | CS201918702 | 3169 | kviku.ph |
| 56 | Leapgen Lending Inc. | CS201915717 | 3089 | Pesohaus |
| 57 | LF Lending Services | CS202001294 | 3225 | Facebook – LF Lending Services, Instagram – LF Lending Services, Linked In – LF Lending Services |
| 58 | LHL Online Lending, Inc. | CS201916699 | 3119 | Pautang online, Pautang Peso |
| 59 | Link Credit Lending Investors Inc | CS201914644 | 3072 | Ipeso, Pesoin |
| 60 | Loan Star Lending Group Corp | CS201209822 | 1238 | https://www.loanstarlending.com.ph/sme/?gclid=Cj0KCQiA7oyNBhDiARIsADtGRZZWSMtSnRtWRQ8Po4AugSDwF2B_VhMCJNIJAQY-2lih78-TWLuRN4oaAtJQEALw_wcB |
| 61 | Lucky Shell Fintech Lending, Inc | CS201912995 | 3055 | LuckyPeso , MayPera, MiPeso |
| 62 | Magician of Money Lending Corp. | CS201918391 | 3157 | PeraMoo |
| 63 | Makati Loan, Inc. | CS201917209 | 3130 | Peso Cash Loan |
| 64 | Mali Lending Corp | CS201907662 | 2968 | Mabilis Cash |
| 65 | Masaganang Buhay Finance Philippines Corporation | CS201824008 | 1185 | Pesoloan |
| 66 | Microdot Lending Corporation | CS201951287 | 2921 | MF cash, Credit Cash, Credit Peso, Peso loan mart, Cash Baka, Cash Mabilis, Go Peso,Instant Loan, Timely Loan |
| 67 | Moneycat Financing Inc. | CS201953073 | 1254 | Moneycat.Ph, Oneclickmoney.ph |
| 68 | Mr Angel Credit Corp. | CS201424334 | 1669 | QLO Quick Loans Online (website) |
| 69 | Mycash Lending Investors Inc. | CS201840987 | 2814 | Paghiram, Peso Online, PHPocket |
| 70 | Myloan Lending Investor Inc. | CS201900197 | 2866 | PesoCash |
| 71 | Neuroncredit Financing Company Inc. | CS201816338 | 1178 | Atome PH |
| 72 | New Cross Credit and Financing Gate PH Inc. | CS201628816 | 1288 | Uploan PH (SAVii) |
| 73 | Online Loans Pilipinas Financing, Inc. | CS201726430 | 1181 | Online Loans Pilipinas |
| 74 | Paloo Financing Inc | CS201800209 | 1162 | Cashalo |
| 75 | Pera247 Lending Corporation | CS201734339 | 2582 | Pera247 |
| 76 | Peso Redee Financing Co. Inc. | CS201804564 | 1165 | PesoRedee |
| 77 | Philippine Castrout Lending Corporation | CS201910407 | 3015 | Pesomio, Mocasa, cashoyo |
| 78 | Philippine Microdot Financing Corp. | CS201907350 | 1214 | Pautang Peso, Borrow Peso, King Loan, Loan peso, Lendpeso Market, Loan Quick, Cash Cloud, Cash Star, Free Peso, Going Loans, Peso Network, Red Cash |
| 79 | Philippine RUP Financing Corporation | CS201909023 | 1218 | Pesos.ph |
| 80 | Philippine Top Platinum Lending Corporation | CS201421830 | 1899 | Primeloan.ph |
| 81 | Philippine Vastness Lending Corporation | CS201918401 | 3158 | Vplus |
| 82 | Plentina Lending Inc. | CS20200001117 | 3266 | Plentina.com, plentina |
| 83 | Populus Lending Corporation | CS201914390 | 3066 | Pesopop, PesoCow, NewCash, Luckyloan |
| 84 | Prima Fintech (Philippines) Lending Corporation | CS201951100 | 2917 | Pautang Cash, Prima Cash, Flip Cash, Manup, Light Kredit, Peso pocket, Prima Loan |
| 85 | Prime Global Finance Corporation | A199610344 | 185 | PG Finance |
| 86 | Putu Novi Financing Corporation | CS201913599 | 1230 | Dami Credit |
| 87 | Qcash Finance Corporation | CS201918916 | 1253 | Logicash, Pesoflash, Pesobox |
| 88 | Quark Financing Corp. | CS20200000916 | 1274 | Madali Loan |
| 89 | Radiowealth Finance Company Inc. | AS9600005A | 173 | Loan Application Portal (via RFC Website) |
| 90 | Right Choice Finance Corp | CS201612058 | 1189 | myRCF, myRightChoice |
| 91 | Royal Yohoo Lending Investors Corporations | CS201906145 | 2940 | Happypera2 |
| 92 | Scoreone Financing Corp | CS201919995 | 1257 | E-Perash |
| 93 | Seamoney (Credit) Finance Phil Inc | CS202005382 | 1279 | Spaylater , Sloans |
| 94 | Second Pay Financing, Inc | CS201908038 | 1217 | Mmloan, Ez loan |
| 95 | Singularity lending Inc | 202106001543-59 | I-21-0007-15 | Lpeso, Pesoplus |
| 96 | Snapcash Lending Inc. | CS201804836 | 2658 | Masayacash, Peso2you, CashniJuan, Peso2go, Jetpeso |
| 97 | Sofi Lending Inc | CS201908275 | 2990 | www.finbro.ph |
| 98 | Sumisho Motor Finance Corporation | CS200917691 | 1007 | Sumisho |
| 99 | Summerset Lending Incorporation | CS201903733 | 2906 | Easy Pera |
| 100 | Sumulong Financing, Inc | CS201915712 | 1238 | Gopeso, Grabpeso, Fastpeso |
| 101 | SunCash Lending Investor Corp. | CS201825707 | 2846 | Suncash |
| 102 | Sunloan Lending Investors Corporation | CS201900565 | 2872 | Cashola, Peso Plus |
| 103 | Sunprime Finance Inc. | CS201916698 | 1241 | LoanQuickCash, LoanOnline, CashCash, OnlineUtang, CarFinance |
| 104 | Supreme Money Lending Corp | CS202001119 | CATCEO-247 | www.figma.com/file/Vrulwngl4E6ladKOFyFpFp0H/Untitled?nodeid=0%3A1 |
| 105 | Surity Cash Lending Investors Corp | CS201910185 | 3013 | Surity Cash |
| 106 | Tala Financing Philippines Inc | CS201710582 | 1132 | Tala |
| 107 | Tekwang Lending Corp. | CS201911369 | 3032 | Tekcash |
| 108 | Temple Tech Finance Corp. | CS201820732 | 1228 | Tendopay |
| 109 | The Mandala Lending Corp. | CS202005567 | 3300 | Facebook: The Mandala Lending Corp,Twitter: The Mandala Lending Corp Instagram: The Mandala Lending Corp The Mandala Lending Corp. online advertisements |
| 110 | Toyota Financial Services Philippines Corporation | CS200251691 | 256 | “Toyota Financial Services Philippines Corporation website, and KINTO web and mobile application” |
| 111 | Transnational Financial Services Inc | 138629 | 1017 | Transnational Financial Services Inc |
| 112 | Treasure Bowl Fintech Lending Corp. | CS201916340 | 3101 | Wow Pera, Zippeso |
| 113 | Umbrella Lending Investor Inc | CS201914303 | 3068 | Umbrella Lending Investor |
| 114 | Unistar Credit and Finance Corporation | CS200528016 | 902 | FundEasy Website |
| 115 | U-Peso Lending Investors Corp. | CS201816691 | 2739 | PesoQ |
| 116 | U-Peso.PH Lending Corp | CS201814908 | 2718 | Upeso, Pera4u, Peralending, Loanmoto |
| 117 | Vamo Lending Inc. | CS20200000915 | 3261 | Vamo |
| 118 | Vidalia Lending Corp | CS200813771 | 279 | Vidalia App |
| 119 | Warm Cash Lending Corp | 2021030009095-02 | 3427 | Honey Loan |
| 120 | WeFund Lending Corp. | CS201825672 | 2844 | Juanhand, Junahand, Kidlat Peso |
| 121 | XLKash Lending Corp. | CS201917309 | 3136 | Xlkash Lending |
| 122 | Y Finance Inc. | CS201800494 | 1163 | LoanChamp |
| 123 | Yinshan Lending Inc | CS201900108 | 2860 | Happycash |
| 124 | Yulon Finance Philippines Corporation | CS201806119 | 1167 | Yulon Finance’s website (https://www.yulon-finance.com.ph/) |
Overview Of Lending Companies
Definition
What is a lending company?
A company engaged in lending money from its funds or the funds of not more than nineteen people. It does not include banking institutions, financing companies, investment houses, cooperatives, savings and loan associations, pawnshops, insurance companies, and credit institutions already regulated by law.
It is a stock corporation with “Lending Company”, “Lending Investor,” or any other word describing its primary activity of lending money to the public.
Liabilities
Lending companies may sometimes choose to give loans in amounts and at interest rates mutually agreed upon by all parties involved.
Interest Rate Imposed By Lending Enterprise
Incidentally, the New Central Bank Circular No.9-05 series of 1982, which has suspended the effectivity of the Usury Law, allows for the imposition of interest rates following Article 987 of the Civil Code.
What is the interest rate for landing companies?
It states that “The borrower shall pay interest for each day that the money lent is late at a rate no higher than twelve percent per annum.” This can be found in Volume 1, Book 4 of the Civil Code.
FAQs
What If Lending Enterprise Operation Is Not Under Sec’s Control?
Lending companies are not in violation of any law if they comply with the Code of Corporate Governance for Private Lending Companies, the Lending Company Regulation Act, and any other laws that regulate their actions.
If the allegations brought before this memorandum pertain to criminal/civil liability, the complainant is advised to seek legal assistance.
How Are My Current Loans Treated?
Unless a contract is considered invalid by the Commission or the loan terms are declared void, the Commission does not have authority to rule upon contract validity.
According to relevant laws and regulations for business loans, existing loans should also be compliant with legal requirements to be considered a receivable upon the incorporation of an entity.
What Penalty Shall Be Applied For Non-Compliance Of Lending Company?
These penalties are based on a retained earnings/fund balance or basic penalty. Additional funds can be garnished if the firm continues with business practices that violate regulations.
Conclusion
The total number of registered online lending companies in the Philippines has reached more than 120 in 2023. This is a huge leap from the last count of 71 registered online lending companies as of 2015.
Online lending is indeed a huge industry in the Philippines, and it is showing promising growth in the coming years. We hope you enjoyed our article about the List Of Sec Registered Online Lending Companies 2023. Cheer!
See also: Illegal Loan Apps in the Philippines
Hope credit lending corporation it is legit lending company in cebu????
Yes according to this list
Just smile corporation sir legit po talaga Yan?🙏🙏🙏
How about ok peso po?
What are the apps lending company credited in sec and have certificate of authority? And possible that we can complain the lending company have certificate of authority that the harass me? Thank you
Money solution Inc Cebu branch
Is it legit?
Is it legit? because it’s have a fee
hi gud day. tmay i know the legitimacy og WEALTH OPTION CREDIT CORP.
MadaLoan is not in this list po ibig sabhin illegal na online app kase hindi naka registered sa SEC
How about global mate fast cash is it legal?
PESO ONLINE PRO
PESOQ
MADALOAN
CASHWILL
legit po ba yang mga yan? nang haharass kasi sila. thank you
cashwill is illegal
Is this LIST UPDATE?
Mocamoca is legal sir?
Sir Yung lifecash lending corp legit po b yan
Google app update topeso still running why…
what if nang haharas na po sila ..sasabihin nila na ipopost sa social media including personal info and id’s
Weloan lending app naghaharass and threat all my contacts.My data privacy is not safe.Ano dapat kung gagawin para stop paghaharass and threat.The surity cash is hack my fb accounts.pesoq app maraming silang sinasabi na hindi maganda.
Amihan
Piso q
Peso Haus
Lalo na flash cash
Fast cash opeso paghiram ez loan
Lakas nila mangharas may death threat pa na post din picture ko sa mga kamag anak ko
Legit po ba c cashbee,
Jetpeso
Cashg pro
Amihan
Pedicash
Opeso?
Moneywell Lending Corp Is this legal?
Good day! Legit po ba ang PERALENDING? Na overdue po ako dahil nagamit ko po yung pang bayad ko s loan pambili ng gamot..kya yung mga agent,panay pananakot n sa akin at pati contact referrence ko hinaharass nila..tama po ba na 7days lng binibigay nilang term..tapos yung amount na loan mo..halis kalahati n yung kinakaltas nila..at ang laki ng interst per day kung over due na? Thanks
Cash2u Lending Corporation is Legit?
Legit po ba ang Cash2 Lending Corporation in Cebu?
Totoo po ba etong sinasabi ng Singularity Lending Inc “According to the terms of the contract of the National Bank of the Philippines of this law, in the case of a new customer (borrower without collateral), the company must certify 5% of the loan amount as collateral and 5% of the loan insurance for both sides.”
Hi, just wanna ask is Raddplus Lending Corp is a legit? They ask for deposit of 8k, then I made a mistake with my bank info and paid another higher amount. Paid them total of 32k na.
INFINITY LENDING COMPANY
LEGIT PO BA?
Sir liget po ba Ang new cash Kasi po nanghaharass po sila at may grave threat na po akong natatanggap sa text
Legit po b si mr. Cash online lending app? Kasi wala nman po siya jan sa list. Thank you
Mr cash legit po b? Kasi ng haharas po din sila tapos tumawag po s mga refferance
Hi po is this scoreone po ba? same kasi tayo eh. 😭
Legit po ba IPESO? Lending app?
Legit ba Ang emerald quick loan and finance inc
ask q lng po qng legit po b PHP LENDING INCO.?
Alladin finance corporation is legit?
Hi is ParsOnda lending is legit?
Legit po ba ang PHILFUND FINANCIAL INC.?
Legit at nkarehistro po ba ang phifund lending
Sir paano po ako makakaloan sa inyo eh wala po akong tin #
Sakin din ganyan yung Singularity Lending Inc…pero di ako nag deposit KC wala akong pera
How about encore lending corp. Legit po ba sir?