Fuse Lending – A Reliable Financial Address In The Philippines 

The number of medium, small, and micro companies is the main business category in the Philippines. One of the difficulties they face is getting credit from financial organizations.

The same perspective happens for individuals needing money for urgent cases. Fuse Lending was launched to resolve that, ensuring Filipinos can borrow money from a trustworthy party by using their mobile phones, tablets, or computers. 

Fuse Lending

Fuse Lending

Table of Contents

Overview About Fuse Lending

Established in 2016, Fuse Lending is an online loaning business subsidiary of Globe Fintech Innovation, also called Mynt. This business aims to provide a fast and convenient loan to small businesses and individuals with affordable interests.

Filipino authorities recognize Fuse Lending as a legal organization; the company’s information is also published on the Securities and Exchange Commission’s website. Therefore, it is a reliable organization in the financial market. 

What makes Fuse Lending outstanding from others is the utilization of the internet, offering an instant loan to users with the simplest procedure. 

With a mobile phone and a stable internet connection, Filipinos can ask for a loan without experiencing long waiting queues and redundant processes at the banks.

Fuse Lending is suitable for customers with a bank account and those without. Therefore, borrowers can get their loans easily via three channels: GCash, check, and bank deposit.

Fuse Lending - The First Loan For Everyone

Fuse Lending – The First Loan For Everyone

Various Types Of Services

Currently, Fuse Lending offers four services for its customers: Instaloan, Power Payday Advance, Pure gold Puhunan Plus, and Fuse Business Loan.

Instaloan is an individual microloan used for unexpected situations like spending money on medicine, bills, or food. It takes one or two days to get the confirmation from Fuse Lending.

This kind of service gives an amount of lending money from 2000Php to 30000Php with a monthly interest of 4.5%. You can pay off the loan for a maximum period of up to six months.

The next product is Power Payday Advance. It is a benefits program offered for employees of businesses using Powerpay+. Different from other services, Power Payday Advance requires customers to have a bank account. 

For this service, it needs only 24 hours to get approval from Fuse Lending. Borrowers can get a minimum loan of 2000Php, and the interest rate will be 3.5% each month. They can repay the lending money within 30 days.

Pure gold Puhunan Plusis a credit line restricted for only the Puregold Tindahan ni Aling Puring’ members who are operating their companies. The approval time is only 2-6 hours, making it the quickest period among provided services. 

Its interest rate is 3.5% per month with payment terms that can be extended to four months.

The final service is Fuse Business Loan. It is specifically for expanding a company working in the market for at least one year. After submitting the application form, it will take 1-5 days to know the result. The minimum loan for this type of service is 30000Php. 

You will have to pay a 3% interest rate each month, and the payment terms can be extended up to six months.

Quick Service From Fuse Lending

Quick Service From Fuse Lending

Did you know? Another alternative solution to apply for a loan beside Fuse Lending is Suncash Philippines

Want to get cash fast and easy?

Fuse Lending Loan Service


Customers using Fuse Lending service have to be Filipinos at the age of 21 years old or above. They must have a Globe or TM sim card and an email to keep in touch with the organization. In addition, they must have a stable income.

Besides the general requirements, there are also distinguished conditions for each service.

If clients use Instaloan with the amount of lending money over 2500Php, they will have to pay a one-time registration fee of 100 Php.

For Power Payday Advance, users must be between 21 and 65 years old and are working for an accredited business using Powerpay+. Moreover, they must have a bank account.

The borrowers of Puregold Puhunan Plus service must be parts of Puregold Tindahan ni Aling Puring group and are running a company. They need to have a Puhunan Plus Card as well.

Borrowing people of Fuse Business Loan must have an enterprise operating for at least one year.

Easily Lending With Fuse Lending

Easily Lending With Fuse Lending

Get A Loan 

Fuse Lending provides excellent service with a simple process. To apply for a loan, you must inform the organization of the amount of money you need. Then, you will fill in a form so the staff can collect the necessary information and proceed with your request. 

An SMS and an email will be sent to your mobile phone and email address. You need to verify your identity by replying to them. Finished! You can get money via GCash, check, or Bank Deposit.

Fill in Fuse Lending’s application form

Fill in Fuse Lending’s application form

Repay The Loan

For Instaloan and Puregold Puhunan Plus, there are three ways to pay your loan. The first thing is via GCash. You can choose the GCash Autodebit, which will automatically deduct your due money, or the Fuse Menu Push Payment by dialing the regulated numbers. 

No matter what payment method you opt for, ensure enough money is in your GCash account.

If you are unfamiliar with the GCash, you can choose two other ways: BPI Bills Payment Facility and AUB Bills Payment Facility. Advise the staff that you are paying for Fuse Lending for further process.

The due amount will be subtracted from your salary for Power Payday Advance service. You can repay the loan via Fuse Menu Push Payment if you miss the payment.

You can repay your loan by paying off money to Fuse Lending’s partner banks, BPI Bills Payment Facility, and AUB Bills Payment Facility. 

You can also issue post-dated checks and auto-debit arrangements with the Bank of the Philippine Islands, Metrobank, and Banco de Oro to pay for the borrowing money.

Loan Repayment Fuse lending

Loan Repayment

Question And Answer

Question 1: Are There Any Charges When I Use The Service?

There will be no additional fee for the two services Power Payday Advance and Pure gold Puhunan Plus. The same is true for Fuse Business Loan, except for a small collection of stamp taxes.

For Instaloan, you will have to pay 100Php as an application fee if your loan 2500Php is accepted.

Question 2: Is It Possible To Get Two Loans At Once?

The answer is No for the three services except Pure gold Puhunan Plus which can be used many times as long as the expenses are not over the accepted loan limit. For others, you must completely repay your existing loan to request a new one.

Question 3: Is It Possible To Borrow A Bigger Amount Of Money Than The Previous One?

The answer is Yes for all the services. If you have a good payment history (no overdue payments, fully paid loans, etc.), you can get a bigger loan for the next application at Fuse Lending.

Question 4: Do I Need To Submit Any Documents When Lending Money?

No documents are required for four services. You just need to fill in the application form and wait for approval from Fuse Lending’s team.

Question 5: Is My Personal Information Protected?

Fuse Lending guarantees your data security. They promise the confidentiality of your personal information and do not reveal it to any parties (except requests by law). It will be employed for credit processes and transmitted through a secure system. 


All you need to know about one of the most reliable lending organizations in the Philippines is provided in this article. 

We hope you have a trustworthy address to rely on, whether you are an enterprise calling for money to build your capital or a person needing it to pay personal fees.

Thanks to Fuse Lending, getting credit has never been this easy! 

Want to get cash fast and easy?

See also: Finbro Information You Should Know


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3 thoughts on “Fuse Lending – A Reliable Financial Address In The Philippines 

  1. Antone Maisel says:

    When pay day loan application is ready, submit it and wait for an acknowledgement from the lender.

    It requires only about a few seconds or 30 minutes, for
    the most part, for payday loans to be approved.

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