Moneycat Philippines Review And Information

In life, sometimes you have a financial crisis, but you cannot borrow from relatives or friends or are ineligible to borrow from a bank.

With MoneyCat PH, you can get a loan from 1.000 – 20.000 PHP at 0% interest for the first loan.

In this article, Fastloans.PH will introduce MoneyCat, an online money loan application with many attractive incentives such as 0% interest on the first loan, simple application only needs ID card.

Loan form Online loan
Required document Valid ID
Age From 22 years old
Loan limit 500 – 20.000 PHP
Loan term 3-6 months
Disbursement time 2 hours
Promotion Get the first loan for free


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Table of Contents

About MoneyCat

MoneyCat is an application – onlinesupport website with ID card developed by MoneyCat Financing Inc.

  • Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio, Ortigas Center, Pasig, 1800, Philippines

  • Certificate of Authority To Operate Number: 1254 granted by the Securities & Exchange Commission.
  • Hotline:
    • For Smart/TNT/SUN
      0968 874 7401
      0968 869 3937
    • For Globe/TM
      0917 100 1747
      0917 143 4550

  • Email:

  • Facebook:

MoneyCat advises financial solutions within the day with a loan limit of 1.000 – 20.000 PHP, no need to prove income and support disbursement via many payment methods.

Money Cat was created and developed with the aim of supporting short-term loans that require quick disbursement and the simplest possible loan application.


Is Moneycat legit?

Moneycat is officially listed in the List of Registered Online Lending Companies

MoneyCat loan requirements

To register for a MoneyCat loan, customers only need to meet the following conditions:

  • Age from 22 years old
  • Filipinos currently living in the Philippines
  • Employed individuals and selected professionals

See also: How To Borrow Load From Globe – Detailed Instructions

MoneyCat loan package information

Below is the basic information about Online MoneyCat loan package

  • Loan limit: 500 – 20.000 PHP
  • Loan period: 3-6 months
  • Applicable interest rate: 11.9% per month
  • Disbursement method: ATM card or bank account
  • Repayment method:Pay online/ Bank Cash Payment/ GCash/DragonPay
  • Review time: 10 minutes
  • Disbursement time: 30 minutes
  • Document: ID card
  • 24/7 support time
  • Proof of income: Not required
  • Age: from 22 years old

For new customers, the applicable interest rate is 0% for a maximum loan of PHP 3.000

Moneycat App

Currently, you can also use Moneycat App via Google play and apply for loan.

Here is the instruction of how to apply loan:

1. Fill-up the application online in just 5 minutes and confirm using the OTP code sent through SMS.

2. Answer our call to verify the information, terms & conditions.

3. Receive the money in your account within 24 hours!

But for the best convenience, we highly recommend you to apply loan via website for better approval.

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Moneycat Review

Moneycat receive many reviews. We picked up some of them for you to see the rating. Of course, there will be good and also bad reviews.

Sean Christian Darren Tsai ☆☆☆☆☆

The loan application is very simple and fast! The disbursment of funds is almost instant after your application has been approved. Only issue i have with the app is they call you over and over for the payment days before the due date and the interest rates are pretty high. Overall its still a very usefull app!

Mary Anne Dumaguin ☆☆☆☆☆

My first loan was approved and disbursed in my bank account in just minutes. Got no interest to pay on my first repayment. Now, I’ve just applied for my second loan and I am grateful that it was approved immediately. Although the interest is a bit high than usual, I still availed for a 28-day loan and it was granted, the money is on my account in just 2minutes. You’re a big help and I will do my best to pay my 2nd loan on time. Thank you MoneyCat! Godbless

Sherwin Bea ☆☆☆☆☆

Very fast approval,you can shift your payment date,agents are not rude,they will call you ahead of due date to remind you and i understand it and they are very professional..we benefit from the money they lend us so we have to pay it before the due date,their persistence in calling/txting the lender is reasonable..

Jonald Mercado ☆☆☆

Long but easy processed. Kudos! Though still waiting for approval. Others should try this app also. 😭Well, SAD to say but I was rejected. Im dont know whats the point of having this app if you cant help people in need. The reason that people tried to look for this kind of app is to help them solved their problem in the most easy way. But noone wants to stay to in this kind of life. This will be their one time last time trial.

Advantages when apply loan at MoneyCat

If you are wondering why MoneyCat is being registered to borrow money by so many online customers, it is for a number of reasons below.

Firstly, MoneyCat is the leading online installment loan unit today. MoneyCat consulting and supporting financial solutions during the day without requiring complicated documents, only need ID card to disburse a loan of 1.000 – 20.000 PHP

Second, MoneyCat always has a policy for new customers. Specifically, in the first loan, customers will be able to borrow at 0% interest, when paying only the principal amount without incurring service fees or any other fees.

Finally, information about the interest rate, loan amount, installment payment time are clearly transparent to the customer and disbursed only when the customer agrees to borrow. Some other advantages when borrowing MoneyCat money can be mentioned as:

  • 100% online processing file, no need to meet
  • Early settlement can be made at any time without incurring service fee
  • Support unauthenticated re-lending, automatic disbursement for old customers.
  • Carefully consulted about the loan interest rate, the payment process is like any questions in the borrowing process that need to be answered by customers.

Disadvantages when apply loan at MoneyCat

No loan app is 100% perfect and neither is MoneyCat. Some limitations when borrowing money on MoneyCat can be mentioned as follows. The maximum MoneyCat online loan limit is 20.000 PHP, so if you have a need for a financial account greater than that, it is clear that MoneyCat cannot support.

Next is the installment period, MoneyCat currently only supports loans with installment period from 10-30 days. The contract termination time is still quite short, affecting some customers with limited financial capacity.

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How to apply MoneyCat loan

With MoneyCat, you can quickly borrow 1.000 – 20.000 PHP anywhere, just have a Smartphone, a computer with an Internet connection. The next step just follow the steps below.

Step 1. Choose your loan limit


First of all, you need to visit the MoneyCat website here.

On the home page, you will immediately see an option to register for a loan limit. Just drag the circle to select a loan from 1.000 – 20.000 PHP. However, new customers are only supported with a maximum loan of  5.000 PHP, in return will enjoy 0% interest rate. Next, you fill in the correct full name, phone number and click register now to start borrowing.

Step 2. Complete the profile

This step includes requirements to help complete the profile, in particular you will provide the following information. Personal information:

  • Email
  • ID number
  • Date and place of issue
  • Date of birth
  • Gender
  • Marital status
  • Phone number

Your address:

  • Province / District District / Ward Commune
  • Street / House Number / Apartment
  • Live time

Job information:

  • Company or self-employed
  • Income

Bank account infomation:

  • Account number
  • Bank name

Note that you need to fill out the complete and accurate information in this step for your application to be reviewed quickly. For those who need a loan but do not have a stable job, just choose a self-employed worker with an income of 15.000-16.000 PHP.

Step 3. Verify ID card

This is quite an important step, you need to take 2-sided ID card on the front, back and a sefie photo with ID card, then upload to MoneyCat to verify the information.

Step 4. Loan review and disbursement

Upon completion of the application form, your loan will be reviewed in 5 to 10 minutes. The results will be returned to the phone message and email you registered. At this point, your profile has been reviewed. You will receive the money immediately on the ATM card.

How to complete the application with 100% successful rate

In fact, it is not difficult for loan application at Money Cat to be approved, just note the following points when filling out a loan application: All information must match on ID card such as ID number, full name … MoneyCat does not require proof of income, although even if you have an unstable income, just fill out 15.000 PHP or more.

MoneyCat interest rate

As mentioned above, on your first loan at MoneyCat, the interest rate will be 0%. Moneycat supports 0% interest rate for the first loan

From the second loan onwards, the applicable interest rate is 11.9%/month.

However, from time to time, MoneyCat will be able to offer interest rate incentive programs for customers with good credit history.

How to make repayment with MoneyCat

Before being instructed on how to pay the MoneyCat loan contract, you should note the following 2 points:

  1. Money Cat can be closing records at any time without having to worry about penalties or service charges.
  2. Should close 1 – 2 days in advance for the system to update, avoid errors.

For your safety, they also recommend paying online to reduce contact with the public.

MoneyCat generates the DragonPay Lifetime ID which is sent to you with the payment procedure

You can pay online/ Bank Cash Payment/ GCash Enter the OTP Code sent through SMS and then click the «Log in» button;

Select 1 Payment Method & click the «Pay loan» button

– Repayment amount for today (Full Repayment);

– Amount to renew (For Prolongation/Extension);

– Any Amount (For Partial Payment); Select the Payment Option (online banking/ e-wallet, over-the-counter/ ATM banking others); All Dragonpay payment partners are in the list so just choose what is convenient for you;

*Note: Payment method may vary depending on the one you will choose.

*Some payment methods can receive an email from Dragonpay to get the Reference number (Reference number is different from Lifetime ID). You can use either during repayment.

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Frequently asked question about Moneycat

In which regions does Money Cat support loans?Can I cancel the loan if the registration is approved?

There are 2 cases: If you have not disbursed: that means you just received a message informing that your application has been approved and you do not want to borrow any more, immediately call MoneyCat 0919 084 2138 to notify you of the loan cancellation. If disbursed: Still have to call the operator to report cancellation of the loan, and return the disbursed amount to your MoneyCat account. The account number is in the payment section above.

How can I check whether the loan application has been approved?

As soon as you complete your registration application, MoneyCat will continuously update your application status and approval status via SMS or email.

Is it possible to repay the MoneyCat loan application before the deadline?

Absolutely and Moneycat encourages this. You can rest assured that there will be no service fees or penalties when closing the payment. Your credit score will also be increased when the application is closed early and it is easier to review the next time you borrow.

Who can borrow money at Money Cat?

Money Cat supports many different types of customers, just need to meet some basic conditions of age and income.

Can I borrow money from bad debt?

Money Cat supports bad debt customers to borrow money from 1.000 – 20.000 PHP, but the bad debt level must be in the allowed group.

In which regions does Money Cat support loans?

Money Cat supports borrowing throughout the territory of Philippines.

What if my loan was declined / rejected?

As much as we wanted to approve your application, we’re unable to find a suitable financial package for you at this point in time. Please get in touch with us after 30 days and from there we will be happy to assist you further.


Up until now, MoneyCat is still one of the hot money loan support units with the most registered customers. It is for the convenience of registration and 0% preferential interest rate for the first loan. Hopefully, through this article, you have got yourself a reasonable unsecured loan plan, helping to solve urgent financial needs in a short time.

Get P20.000 From MoneyCat now


4.1/5 - (14 votes)

19 thoughts on “Moneycat Philippines Review And Information

      • Yeoj Ybo says:

        I paid in partial and before the due date came by I used to paid the existing full amount of my loan balance. But it’s not yet reflecting and the deadline on the prolonged date is on sep 29. Should I wait until sep 29 to see if the status of my payment is updated?

  1. Teresita Tamayo says:

    Good morning. If I intent to pay partial installment. How would I do it by using my lifetime ID No. I prefer to do transaction thru gcash


    This will confirm that I need to cancel my loan before it disbursed. Iam no longer interested plead do cancel it thank you.

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