PitaCash Information You Should Know

Today, everyone has bills to pay, and you need financial assistance. But the traditional way to apply for these funds can be tiresome because it is so complicated, and there is a lot of paperwork to fill out. That is why PitaCash started – making things easier on people who want to take out loans!

So, what is this mobile loan application, and what are its advantages? Let’s find out together!

Table of Contents

What Is PitaCash?

PitaCash is a mobile loan application that Finance Technologies Inc. introduced to the Filipinos, and since then, it has been downloaded hundreds of times. Its main function is to provide loans for citizens who are part of the Philippines’ workforce. The app is free to download and available for Android devices on Google Play.

To achieve the goal of helping all of the customers have the money they need when they need it most, PitaCash offers a very practical solution. It is especially suitable for borrowers who urgently need financing but do not have the financial history or credit score to obtain a loan from a conventional bank. 

Borrowers can now be assisted regardless of their location since they no longer have to visit company headquarters. There is no need for them to interrupt their daily routine. All you need is a phone and mobile internet!

What Is PitaCash

What Are The Advantages Of PitaCash?

PitaCash is a way to borrow cash without it being a pain. Here are some reasons why people prefer using this service.

  • Efficient transactions: The money will be sent into your account from 9 AM to 9 PM every day throughout the week.
  • No extra fees: It charges a flat fee by our transparent tariff scale, and payment is due before the final amount is calculated.
  • Customer-focused: It wants to make sure you always feel relief when using our services. That is why it has prioritized offering the best customer support system and guaranteeing friendly, responsive customer service agents who act quickly in helping you with any ticket or communication you may need.
  • Highly secured: It has an all-encompassing system for you to extend the loan. You can pay without the worry of penalties that come with overpaying.

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How Can I Get A Loan From PitaCash?

Getting a loan can be a pretty unpleasant experience, and it isn’t easy to deal with these corporate types. PitaCash makes borrowing money as fun, easy, and quickly as possible. All you have to do is follow these simple steps:

To begin, at the Google Play Store, find and download the PitaCash app. After installing the app, you can register with your mobile number. 

You will need to complete a simple online application for your loan, which will explain how to work with the app. At this point, you will also have to submit your valid ID yourself through mail or any other method.

The next step is to take a selfie of you to confirm the ID. Select the loan amount, period, and disbursement channel that you want. You have many options as it is connected with plenty of different channels and methods. 

You should always remember to double-check it to ensure all the information is correct when you have finished. If everything is fine, send it, and your application will be approved within five minutes. It is that easy to get all the cash you need in no time!

If you are approved, it will deposit your funds into your bank account as soon as possible within 24 hours. 

Tips: You can also get easy cash from Easycash Philippines

PitaCash Loan Requirements

To apply for a loan from PitaCash, potential borrowers must meet several simple but important requirements. 

First, they must be legal citizens of the Philippines who have obtained a valid government identification card. Moreover, they should meet the age requirements of 21 to 70 years.

Individuals must have the necessary sources of income. They must be employed, own their business, or work as self-employed entrepreneurs, in other words.

PitaCash Loan Requirements

How To Repay PitaCash Loan

PitaCash works with the most popular payment systems and companies out there. That means we have a wide network of branches that you can choose from that all offer cutting-edge solutions to getting your monthly loan payments back in place. Here are just a few of them:

  • Metrobank Online
  • Palawan Express or Pawnshop
  • Cebuana Pawnshop
  • BDO Retail Internet Banking
  • Bayad Center
  • 7/11 Dragon Loans or Cliqq Machine
  • GCash or Dragon Loans
  • Landbank Online Payment
  • Chinabank Online
  • LBC f. M.Lhuillier
  • Robinsons Department Store
  • PNB Internet Banking

FAQs

Is PitaCash Legit?

Yes, Pitacash is a legitimate lending platform, and it operates by SEC ruling. They have been committed to regularly giving consumers the most secure way of transferring money in the Philippines from peer to peer with borrower protection updates.

PitaCash is officially listed in the List of Registered Online Lending Companies

Is PitaCash Legit?

What Is PitaCash Interest Rate?

PitaCash offers lending facilities with varying interest rates of 38% to 71%, which means depending on the amount borrowed, borrowers will have to pay anywhere between 38% – 71% per annum. It also provides a service where loaners can reduce their pay rate by extending beyond the initial repayment deadline by a week or two.

For a first-time borrower with the app, it offers 5,000 – 25,000 and 0% interest in new loans for their newer customers who may be in dire need of financial assistance, while their regular clients can borrow up to 50,000. 

How To Get Money Out From A PitaCash Loan?

Niche channels are available to help you get the money out, including bank transfers, GCash, PayMaya, and many more.

How Can I Get A Loan From PitaCash

Conclusion

PitaCash is one of the best online loaning companies in the Philippines. This is due to its ability to give the most accommodating loan scheme to the clients. It offers a wide range of loan amounts and loan terms. This allows you to have the loan amount and the number of months you want to pay for the loan.

We hope you have found a convenient way to arrange for a loan when the need arises. If you have any additional questions or concerns, please do not hesitate to contact us anytime. Thank you for reading, and we genuinely wish you all the best!

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