TendoPay Review You Should Know [2022]

TendoPay is a new, free service that allows you to pay for online purchases with your financial institution’s account. It means that you don’t have to worry about forgetting your wallet at home or losing money again!

The company is devoted to becoming the safest and most straightforward method to pay online. They handle all of the details so that it couldn’t be simpler. So, keep reading if you want to get started with TendoPay right away!

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TendoPay - Buy now, pay later

TendoPay – Buy now, pay later

What Is TendoPay & How Does It Work?

This is a new financial service in the Philippines that offers digital installment plans. It operates similarly to credit cards, but without using any physical card!

The company allows Filipinos without credit cards or bank accounts to purchase online. In addition, customers can pay in monthly installments rather than paying for an upfront cost.

Features of an installment loan:

  • The loan ranges: PHP 5000 to PHP 100000.
  • Loan terms range: 15 to 24 months.
  • Monthly interest rate: 0.5 to 5%
  • Late charge: none

How To Get For A Loan?

Requirements

  • Filipino nationals aged 18 and over, with a valid Gmail & a valid phone number
  • Valid IDs include Driver’s License, PRC, UMID/SSS card, or Passport.
  • Utility, water, landline, mobile phone, internet, or cable bill (no more than 3 months)
  • Recent evidence of income (no more than 2 months):
  • Self-employed: Statement of bank account
  • Employed: paystub or employment certificates

Register

  1. Sign up at app.tendopay.ph/register website. You may create it with your Facebook account or Gmail address.
  2. Provide a clear picture of valid identification.
  3. Provide a clear picture of your address verification. The document’s address must match the address you use for online orders.
  4. Post a selfie with the ID you provided.
  5. Next, upload a good snapshot of your income proof.
  6. Respond to security questions.
  7. Finally, the firm will send you an email with the status of your application within one day. If the application is accepted, you can begin making online buys.

How Does TendoPay Work For Online Payments?

The best installment loan for 2021

The best installment loan for 2021

Lazada, ZALORA, or 7-Eleven are TendoPay businesses that receive coupons as payment. Other merchants accept payment at the time of purchase through their separate e-commerce websites.

Lazada purchases 

  1. Create a Lazada account, then activate the Lazada Wallet. Your Lazada account’s cell number or Gmail address should match what you use for your payment account.
  2. Navigate to the TendoPay web and choose a Lazada merchant site.
  3. Select an option amount from the list. The value should be less or the same as the amount you paid on Lazada. 
  4. Press the “Buy Now” icon. This will lead you to the payment page, which will display the specifics of your coupon order.
  5. Next, press a “Place Order” icon. Within one day, funds will be deposited into your wallet. Now, pay your order with your digital wallet.

ZALORA purchases

  1. First, find out the entire cost of all items you’ll be purchasing on the ZALORA site, including the delivery price.
  2. Navigate to the Tendopay web and pick a ZALORA merchant site.
  3. Choose a voucher amount from the option list. The value should be less or the same as the amount you paid on ZALORA. 
  4. Click the “Buy Now” icon. This will lead you to the checkout site, which will display the specifics of your coupon order.
  5. Next, press a “Place Order” icon. You will obtain a ZALORA gift card by Gmail.
  6. Finish your payment on ZALORA. Then, select “Add e-gift card” under “payment option”.
  7. Enter the e-gift card code.
  8. Finally, press the “Apply” button.

7-Eleven Purchases

  1. Install the 7-Eleven’s CLiQQ software, create an account, then activate a CLiQQ wallet.
  2. Navigate to the Tendopay web and pick the ZALORA merchant site.
  3. Choose an option amount from the list. The value should be less or the same as the amount you paid on 7-Eleven.
  4. Click the “Buy Now” icon. This will lead you to the checkout site, which will display the specifics of your coupon order.
  5. Click the “Place Order” icon.
  6. Launch the CLiQQ software on your phone.
  7. Click “CLiQQ Wallet” -> “Load Wallet” -> “Redeem Code.”
  8. Add the redemption code and press the “Confirm” button. Now, you may use your wallet to pay for in-store items at 7-Eleven.

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How Do I Repay My TendoPay Loan?

Online shopping & pay with installments without a credit card

Online shopping & pay with installments without a credit card

When it comes to installment payments, you have many options:

Via PayMaya or GCash

  1. Access to an e-wallet account. Go to “Send Money” — “To Bank” — “BDO” if you’re using GCash. If using PayMaya, choose “Bank Transfer” — “BDO Unibank”.
  2. Enter the following payment information:
  • Account holder: TendoPay Inc.
  • Bank number: 007420044365
  • Purpose: Bank number only used for PayMaya.
  1. Complete your purchase and save a copy of your remittance confirmation as a screenshot.
  2. Send your remittance evidence, together with your bank account number, to Gmail: pay@tendopay.ph.

Via UnionBank or BDO

Deposit in a UnionBank or BDO location, or transfer cash through your bank’s online banking system.

Please include the following information when transferring or depositing: 

  • UnionBank:

Account holder: TEMPLETECH FINANCE CORP.

Bank number: 102340011503

  • BDO:

Account holder: TendoPay Inc.

Bank number: 007420044365

Finally, send a Gmail to pay@tendopay.ph a screenshot of a deposit slip or a picture of a fund transfer.

Via a Bills Payment Center

All bill remittance clients follow this approach, except 7-Eleven, which has a different method.

  1. Please inform the staff that you will be paying a bill to give you the appropriate form.
  2. Complete the form given. On the form, be sure to mention “Dragonpay” as the biller or recipient.
  3. Finally, give the completed paperwork form to the cashier, together with the cash payment.

Via 7-Eleven

  1. Go to a touchscreen CLiQQ kiosk.
  2. Choose “Bill Payment” — “More Bills” — “Loans” — “DRAGON LOANS”. 
  3. Fill up the blanks with your information.
  4. Obtain a machine-generated receipt.
  5. Pay your payment to the cashier at the desk.

Conclusion

Overall, TendoPay has set itself apart as one of the best new payment methods available today!  We hope you found this post informative and interesting. Don’t hesitate to contact us if you have any queries or need assistance with this online payments platform.

See also: SurityCash – Loan Solution Finances

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