Acom Consumer Finance Corporation Review You Should Know

Acom Consumer Finance Corporation is a consumer finance corporation that provides individuals with personal loans and other financial services. Their mission is to help people achieve their dreams by providing them with the necessary funds for any emergencies. 

To find out more information about this firm, have a look at this blog post today.


Table of Contents

What is Acom?

ACOM has been ranked as one of the largest and well recognized consumer finance companies in Japan and has established a strong record of innovation within the industry.

Acom history

ACOM Consumer Finance Corporation in the Philippines was established on July 27, 2017 with ₱500M in capital.

Company information:

  • Capital: PHP 500 million
  • Company Type: Financing Company
  • Established: Jul 27, 2017
  • Stockholders: ACOM Co.,Ltd. (Japan) 80% & ITOCHU CORPORATION (Japan) 20%
  • Hotline: (02) 5304-5200 / 0917-713-9761 (Globe) / 0919-077-6787 (Smart)
  • Facebook:

Is Acom Legal?

Acom is one of the largest and most well-known consumer finance companies in the Philippines. It’s partnered with MasterCard International to help provide credit access for Filipinos. They presently possess more than 40% of the company’s stock.

Acom is officially listed in the List of Registered Online Lending Companies in 2021 & 2022


For any company in this field, they must first obtain SEC (Securities & Exchange Commission) permission before working on their behalf with customers providing services such as loans or investments – so make sure you do your research beforehand! You can find lists from trustworthy sources like the website.

The company ACOM has been found on the registered organizations with their SEC licensing in a recent audit by local authorities. They are compliant by passing all necessary inspections!

See also: Robocash (DiGiDo) online loan – How to get cash in 15 min

Loan Parameters

Minimum Amount Maximum Amount Minimum Terms Maximum Terms Rate
3500 PHP 500000 PHP 180 365 4,5% per month per day

Calculate Interest And Loan Payments Illustrations

TERM 10 days 20 days 30 days
LOAN AMOUNT 10000 PHP 10000 PHP 10000 PHP
FEE 4,5% per month 4,5% per month 4,5% per month

Representative Example

Borrow: 7,500 PHP (plus one time processing fee & lending fee from initial borrowing) for 10 months

Net Loan Amount: 6,000 PHP

Interest Rate: 4.563%, your monthly

Sample Monthly Repayment: 950 PHP + Diminishing Interest Amount monthly

1st mo = 950 + 342.22 = 1,292.22 PHP
2nd mo = 950 + 314.49 = 1,264.49 PHP
3rd mo = 950 + 285.49 = 1,235.49 PHP
4th mo = 950 + 255.17 = 1,205.17 PHP
5th mo = 950 + 223.46 = 1,173.46 PHP
6th mo = 950 + 190.31 = 1,140.31 PHP
7th mo = 950 + 155.65 = 1,105.65 PHP
8th mo = 950 + 119.40 = 1,069.40 PHP
9th mo = 950 + 81.50 = 1,031.50 PHP
10th mo = 950 + 41.87 = 991.87 PHP

(Can be repaid at least 8% of the total outstanding principal balance 7,500 x 0.08 = 600 PHP per month.)

Total Cost: 11,519.12 PHP

Want to get cash fast and easy?

How To Get A Loan In Acom?

The application process for an Acom loan is simple and uncomplicated. To begin, you should go to this credit institution’s website so that they can assess if it is a good fit for your needs (6 months vs. 1-year loan). Then fill out some information on their form, including all pertinent personal information. However, 1-year loans are only granted after many appeals to Acom loans Philippines.

how to apply acom

Acom Loan Requirements

The applicants must have a minimum monthly wage of ten thousand pesos (for Manila) or seven thousand pesos (for the rest of the Philippines). The one that meets specific objectives will be between 21 and 65 years old, with at least three months of job experience. They must also have their cell phone and access to the company’s landline phones!

If you want to get your hands on some money in Acom Philippines, then there are a few things that will be required

  • Passport (driver’s license and other identification documents)
  • TIN
  • Original payrolls from 2 months ago or more.

Getting a loan through Acom is available to Filipinos who meet the requirements. Apply at LBC Branch, bank account transfer via Dragonpay or G-cash, and you should be able to get it done in no time!

See also: CashXpress Philippines – The complete loan online guidline [2021]

Acom Loan Products

1st Term Loan

A first-term cash loan is an excellent alternative for people who need money quickly and want to pay back the principal plus costs in 6 months. There are restrictions to how much you may borrow based on provided papers with this sort of approval procedure, but it’s worth looking into!

  • Six months (refinanced over two years) at 3.315 percent to 4.563 percent up to $250K ($3800).

2nd Term Loan

You can receive a second-term cash loan to cover unexpected needs.

With this sort of finance, you are loaned a sum upfront that you pay back (together with costs) over twelve months. The interest rate varies based on your presented papers, but it may be as low as 3,315 percent for 250K – 500K loans and as high as 4,563 percent for larger loans.

Revolving Loan

ACOM loans are a flexible and easy way to get cash when you need it. You can secure an ACOM loan with no requirements, up to ₱500K in value at 3.315% to 4.563%. 

Benefits Of Acom Loan

Customers of Acom Lending receive the following benefits:

  • Fill out a simple form to begin the application process.
  • Quick approval time. The representative from Acom will contact the borrower and notify them about the decision on your Personal Loans or Business Loans within one day of submitting all necessary information!
  • Get cash quickly. Borrowers can withdraw their credit funds from the offices of any accredited Acom partner, all without waiting days or weeks to get approved!
  • Loan repayment is simple because of the numerous alternatives provided by this microfinance firm. Clients can apply for attractive pricing at any Acom!

How To Pay Acom Loan?

You can return your Acom loan at any of the following payment partners:

  • EC Payment (7-eleven)
  • The Bayad Center

Do you have any outstanding Acom loans? When an issue arises, call them and make sure to talk with a customer service agent at customer as soon as feasible. They advise paying up the sum owing on time to avoid incurring extra charges that might be more than what was initially owed!

Benefits Of Acom Loan App

Com is the greatest place to apply for low-interest loans! Interest rates are amazing, and if you pay early, you might get an even lower rate (from 4.563 percent to 3.315 percent ). 

Furthermore, your request is handled promptly, so there is no need to wait all day – simply go online or use their app; it will only take minutes.

Acom values data privacy and ensures that your personal information is secure in Acom Philippines apk. The firm features a simple repayment policy with monthly installments that you may pay at any time before they are due each month – no late penalties or interest costs!

This loan does not require any co-borrowers or collateral. You don’t have to trouble anyone or have any possessions to get your money back!


The Acom Consumer Finance Corporation is the leading provider of loans in ACOM. They offer a wide range of products to suit your financial needs, and just know that your application process is fast, easy, and secure, so please visit their website today!

Want to get cash fast and easy?

See also: Moneycat – Online loan 1.000 – 20.000 PHP with free interest

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One thought on “Acom Consumer Finance Corporation Review You Should Know

  1. Glaiza says:

    Hello Mam/Sir im Glaiza Gaban domestic helper here in United Arab Emirates i want to asked of its possible to avail a loan for your company even though im out of the country. ???hope you reply to me Mam/Sir,thank you and God bless

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