Pera247 Information You Should Know

If you are looking for some extra cash to make your month easier, you may look up online financial solutions instead of traditional ones. 

Pera247 is a lender in the market that makes the process of availing of personal loans hassle-free. This blog will give you an overview of what the company offers and how you can apply for a loan here.

Pera247 Is Your Choice

Pera247 – Your Choice

Table of Contents

All About Pera247

Pera247 is the Philippines’ trusted financial institution amongst other companies. It is a peer-to-peer lending and an online money lending website that can help you get money on your bank account in a few minutes, anywhere in the country. 

No paperwork or complicated procedure is needed. You conveniently apply online and receive a decision in real-time.

Its mission is to provide financial services for people in the Philippines who are “underbanked” or aren’t served by traditional financial services. 

The company makes it easier for them to access credit and manage their money more effectively so that they can stay out of trouble, earn more money at a stable rate, and take control of their monetary future!

Why Choose Pera247? 

Convenient and fast 

The online lender makes it easy and convenient for you to borrow money within minutes! Through their app and simple interface, you can get approved without ever meeting anyone face-to-face. 

There is no need to have an awkward conversation with a banker and fill out all that pesky paperwork – their digital app lets you skip the tedium of that old way of doing things.

Everything is so easy with Pera247 application

Everything is so easy with Pera247 application

Many applications fall short of taking care of customers’ credit issues, resulting in a long processing time; however, this is not the case with Pera247. Customers can get money in mere hours, with the process being streamlined and simplified to save borrowers time. 

Safe and secure 

The website takes privacy and data quality seriously. Data security is of utmost importance when it comes to online business transactions.

Your data privacy is their primary concern

Your data privacy is their primary concern

In an effort to inspire peace of mind in users that their information stays private, the platform has put in place a few security measures for everyone to ensure their documents are sent safely and securely:

  • The website is automatically secure (HTTPS), making it so that the information you send to us online gets here in a secure format.
  • The platform ensures all the records related to your transactions are secure by having proper systems in place for data encryption and other processes like information management which guarantees a secure transaction environment.
  • Only authorized employees can approach our server and process customer data.
  • The website is fully compliant with the laws governing data protection in the Philippines, and the company has been officially registered with the NPC (National Privacy Commission).


The platform wants to ensure your borrowing process is as seamless as possible, so you never need to worry about hidden costs or fees. 

You know everything about your loan with Pera247

You know everything about your loan

Their transparent approach means you’ll always know how much money you’re borrowing and what the charges will be, so there are no surprises at the end of the process. They may even send you reminders about when and where you can repay this loan so that it doesn’t slip your mind.

Instead of just handing out loans, their approach involves educating people on paying responsibly and on various subjects that relate directly to dealing with finances, so people gain greater financial knowledge.

Want to get cash fast and easy?

Tips: You can also get easy cash from Vidalia Philippines

How To Get Money From Pera247? 

Things they will need

  • One valid ID
  • One selfie
  • Data access right

A step-by-step guide

  • Download their application on Google Play.
  • Register an account online using a valid email address and phone number.
  • You need to grant data access permission for the application.
  • Upload your Id following instructions on the app.
  • The app requires you to take a selfie for identity verification.
  • Fill out an application form with all the required information, and you don’t need to provide any proof of income in this step.
  • Submit the form.
  • Once your application has been approved, they will send you a notification to fully explain the loan details. 
  • Once you have accepted these terms, they can pay out the funds you need quickly.

Tips: You can also get easy cash from Plentina Philippines


Do I need to prove my income when applying for a loan?

Unlike other lending firms, they don’t care about your income, employment, your credit history, and they don’t do criminal background checks. You will need valid identification, an Android smartphone (Android 5. or above), and valid contact information.

How long do I need to wait for the processing time?

The application process should take about 10 minutes maximum. The approval process is typically completed within one day, but if there are errors or missing information on your application, it can prolong the process by 1 or 2 working days.

Therefore, we ask you to fill out your application as thoroughly as possible to get quick approval. 

How can I repay my loan?

In order to facilitate a more convenient payment plan for borrowers, pera247 provides online repayment through GCash. Suppose you pay in full, the status of the loan changes to Paid. If you pay in part, the system will upload the details of your payments accordingly.

For offline repayment, you can go to the following locations:

  • 7-Eleven
  • Cebuana Lhuillier
  • CIS Bayad Center
  • M Lhuillier
  • Savemore
  • ECPay
  • Truemoney

Can I get my next loan?

You may take out another loan once you have repaid your current one, and nothing stops you from doing so. However, if the application is not eligible, you will not qualify for a further loan until four weeks have passed. 

And if you fail to repay your previous loan on time by ten days, they reserve the right to prevent you from taking out more loans by any means necessary.

Bottom Lines 

We hope that you find our information about Pera247 helpful and that you can take the next step towards getting a loan by applying for one next time. 

Thank you for taking the time to read through this blog post. If you have any ideas for topics you would like to see covered; please get in touch with us anytime; we’re ready to help!

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