PeraLending Philippines Review You Should Know

Want to avail of a loan but do not know the steps to take? If so, PeraLending would be the perfect choice for you! Check out this post further to discover now!

Table of Contents

Introduction of PeraLending

The world of personal finance is ever-changing. With the development of technology, there has been an increase in opportunities to borrow money and invest your funds to make them grow. If you are looking for a way to get out of debt, PeraLending is the answer. 

Whether you need money for emergencies or something specific, it can help you find the best loan for your situation. Read on to learn more about how this company can apply for loans as quickly and painlessly as possible.



Is Peralending Legal?

Financial companies that want to work in the Philippines must first receive permission from the SEC. The agency is responsible for this, and on their official website, ph you can find lists of trustworthy business organizations tested accordingly.

The company Peralending is an online lending institution. They have checked the business on our list of approved lenders and found it to be legitimate; here are their key numbers:

Registration No. CS201814908
Certificate of Authority 2718
Anniversary Date 24-Jul-2018
Interest Rates 4.00%-6.00%
Tenor per month

After a thorough search on the SEC website and an extensive review of Peralending’s records, we found that they had passed all necessary inspections. This company can be trusted to provide high-quality services for our investors with expertise in catering specifically to Filipino needs.

Want to get cash fast and easy?

Loan Parameters

Minimum amount Maximum amount Minimum terms Maximum terms Peralending Rate
1000 PHP 12000 PHP 7 28 0.02 per day

How To Calculate Interest And Loan Payments At Peralending

Term 10 days 20 days 30 days
Interest Amount 200 PHP 400 PHP 600 PHP
Fee 0.02 0.02 0.02
Loan Amount 10000 PHP 10000 PHP 10000 PHP
Total Repayment 10200 PHP 10400 PHP 10600 PHP

Everything You Need To Know About Peralending

With PeraLending, you can get a loan without the hassle of going through an application process. The company reviews your information quickly and decides on whether or not they’ll issue you money. You can apply for as much cash upfront with Peralending starting at only P1000 – until 12000. It happens instantly wherever you are.

You don’t even need to wait for weekends – with this service. It’s fast and convenient 24/7 at any place with internet access as long as we have enough data lines available.

U-PESO.PH Lending Corporation

U-PESO.PH Lending Corporation

See also: OFW Loan – Loans For Filipino Workers

How To Get A Loan In The Company?

You must follow a few simple procedures to apply for a loan.

  • Visit the business’s website and complete the registration form.
  • Fill out the application with all of the required information. The application form will take 5 minutes to complete.
  • ​​A valid state ID (UMID, driver’s license, SSS ID) is required to complete your application.
  • Approval is a process that takes time. The loan will be granted within 24 hours at the very least.
  • Use the code you received in your text message to sign up for this loan! If it’s not there, make sure that while on a strong connection, signal and numbers should be entered correctly or tried again.
  • You can rest easy knowing that your funds are safe with PeraLending. We only work through top-tier banks, so you’ll never have to worry about losing any of the money deposited into an account! Here is a list of popular ones these days: Metrobank, East-West Bank, BPI, Security Bank, UCPB, UnionBank.

It’s easy to increase your loan amount with PeraLending! Make on-time or early payments. If you have any questions, contact our customer support team at, and an operator will be more than happy to help get started today.

Get a loan with peralending

Get a loan

How Do I Get The Loan Back From Peralending?

You can pay off your debt at any of the DragonPay Payment Partners’ locations:

  1. LBC
  2. Bayad Center
  3. Cebuana Lhuillier
  4. SM Payment Counters, SM Department Stores and Supermarkets, and Savemore are some of the most well-known stores in the Philippines.
  5. Supermarket and Robinsons Department Store
  6. 7-Eleven (Dragonloans) Use the REFERENCE NUMBER we sent to your registered email address and SMS to your registered mobile number. Use DragonPay as a merchant (or Dragonloans for 7-Eleven)
  7. 7-Eleven (Dragonloans) is a convenience store chain. Use the Reference number and SMS to your registered cellphone number to your registered email address. As a merchant, you can use DragonPay (or Dragonloans for 7-Eleven).

See also: Opeso (Oklik Lending Company Inc.) Loan Review (2021)

Advantages Of Peralending Loan

The credit limit is higher than in other companies.

  • PeraLending is available on weekends and whenever you require it.
  • PeraLending offers lower interest rates than other lenders.
  • Regular customers receive a discount on re-lending, as well as an extension of the loan period.

Interest rates are low at peralending

Interest rates are low

Frequently Asked Questions

How Do You Protect My Information?

We guarantee the security and confidentiality of your data. We only use it for credit processing, transmitting through a secure channel with an encryption key that we alone control access. No one else will ever be able to see what you’ve told us about yourself or how much money is owed.

How To Get A Loan?

The process of getting a loan from Peralending is simple and straightforward. The website offers an easy-to-use interface for selecting the desired amount, term length, interest rates, or monthly payments that best fit your needs with minimal hassles involved in making those decisions.

Go to the Peralending website, choose the loan amount and term, and then click the “Apply now” option. Complete the form and agree to the loan’s terms. Transfer the funds to the designated bank account.


With the number of Filipinos who want to get a loan increasing, PeraLending Philippines is an innovative service that offers quick and easy loans for everyone. 

The loan application process with PeraLending is straightforward, the rates are competitive, and there’s no need to worry about securing collateral or having your credit score suffer because of late payments. 

If you’re ready for an easier way to get approved for a personal loan in just minutes – all without leaving your home – then apply for a PeraLending Loan today!

Want to get cash fast and easy?

See also: PawnHero – Great Online Pawnshop In The Philippines

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