Robocash (DiGiDo) online loan – How to get cash in 15 min

Robocash (Digido) is a online loan service with simple application, just need ID card, 0% interest rate support for the first time.If you are in urgent need of finance from 10.000 – 25.000 PHP, Robocash is an option you should care about. In this article, Fastloans.PH will guide you how to apply for a loan online on the Robocash application simply and quickly with some information such as:

  • Loan interest rate at Robocash
  • Requirement and loan application at Robocash
  • 0% interest rate incentives period at Robocash

Apply Robocash now (renamed to Digido)

What is Robocash (Digido)?

Robocash (Digido) can be seen as the earliest online money loan application in Philippines today. Developed by Robocash Philippines Co., Ltd., located at Level 7 Cyberpark Tower 1, 60 General Aguinaldo Ave., Cubao, Quezon City

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Official: Robocash renamed to DiGiDo (from August 8 th 2021)

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Robocash completely removes the human factor into the appraisal and review process. That means that all processes from receiving registration information to processing are completely automated based on Fintech technology.

Customers can easily receive a maximum loan of up to PHP 25.000 with just 10 minutes of registration and approval. Robocash loan procedure is simplified to the maximum, just ID card and bank account are eligible to borrow money at Robocash.

Apply Robocash now (renamed to Digido)

Official: Robocash renamed to DiGiDo (from August 8 th 2021)

digido ph

Interest rates at Robocash (Digido)

Similar to many other fast loan applications, Robocash applies 0% interest rate for the first 7 days of loan, this is an advantage that many new customers are interested in when borrowing at Robocash. From the next loan with a term of 3-4-5-6 months, the applicable interest rate is 11.9% / month and loan service charge. Although the loan interest rate at Robocash is higher than the bank, it saves a lot of time for registration, waiting for appraisal.

See also: Digido Philippines – Online loan with low interest rate

Robocash loan limit

Short-term loan

— First time borrower: Php 1,000 to 10,000 payable for 5-15 days, one time payment only on the given due date.
— Repeat Borrower: Php 1,000 to 25,000 payable for 5-30 days, one time payment only on the given due date.
With an interest rate of 1.5% daily interest.

Installment loan

— First time borrower: Php 1,000 to 10,000 payable for 5-15 days, one time payment only on the given due date.
— Repeat Borrower: Php 10,500 to 25,000 payable for 90-180 days, (3,4,5, and 6 months terms) with a repayment scheme of 1 payment every 2 weeks.
Interest rate depends on amount you want to borrow and loan duration.

Advantages when apply loan at Robocash

Robocash is one of the first online loan applications in Philippines and continuously evolved in recent years, stemming from the advantages that this service brings to customers. Only take 10-15 minutes, ID card and a smartphone with internet connection, you can immediately borrow 10.000 – 25.000 PHP quickly. In addition, some other advantages when borrowing Robocash money can be mentioned as:

  • Simple loan application only requires ID and bank account
  • Interest rate 0% for 7 days for the first loan
  • Loan registration application at Robocash has a disbursement rate up to 95%
  • Enthusiastic and professional consulting staff
  • Information on interest rates, service fees, and monthly payment amounts are transparent and clear
  • No mortgage, no guarantee, no meeting, 100% online file
  • The registration, review and disbursement process is less than 15 minutes

Besides, during the loan process, customers will be answered by the Customer Care department for any questions or information about the service immediately after receiving feedback from customers.

Disadvantages when apply loan at Robocash

No app is 100% perfect, and neither is Robocash. When registering via the Robocash loan app there is still a downside. Loan limit is quite low, borrow 5.000 PHP and maximum 25.000 PHP. That means, for customers with higher borrowing needs, it is clear that Robocash cannot support.Besides, Robocash’s loan period only lasts from 3 to 6 months, in case you want to borrow a longer time, Robocash can not meet.

Robocash loans requirements

According to Robocash website, the requirements to take the loan is quite easy. You can get a loan if you are between 21 and 70 years old and have a valid government ID. You also need a valid mobile phone and a permanent address in a city in the Philippines. You will also need to indicate your steady income. As you can see, the requirements are simple and anyone can get a quick loan from Robocash.

See also: CashXpress Philippines – The complete loan online guidline [2021]

How to apply Robocash loan

In this section, we will guide the most detailed step by step loan registration at Robocash.

Apply Robocash now (renamed to Digido)

Step 1. Select loan amount

Visit the loan registration website here, then select the amount to borrow and click Register loan.

Step 2. Complete personal information

Fill in personal information including: Full name, Email, phone number, password, then click continue. Enter the confirmation code sent to the phone number provided in step 2. Complete information such as Date of issue of ID card, date of birth … Robocash loan guide

Step 3. Verify the address

Continue adding complete temporary residence address information Robocash loan guideNote: it is necessary to fill in complete and accurate residential address information for faster approval.

Step 4. Job information

Complete job description information such as industry, phone number company or colleagues … The job information is the basis for deciding whether your application is approved? In this step you need to fill in all information such as company name, phone number, title and working time at the company. In addition, you will also need to provide information including a colleague’s phone number, first and last name. Note: customers with clear job information, stable income, the rate of online loan approval will be higher. Otherwise, it will be difficult to disburse loans.

Step 5: Fill in your bank account information

Enter your bank account number or ATM card number to disburse. Note that the account must be in the name of the borrower, the main account to be considered for disbursement.

Step 6. Upload ID card

Prepare a photo of your ID card on the front, ID on the back, and photos of your selife together with your ID card then upload it to Robocash system.

Step 7: Appraisal and disbursement

At this step, Robocash’s automatic review system will preliminary assess customer information. In some specific cases, customers may be called by a Robocash consultant to verify some information before approving a loan.

Apply Robocash now (renamed to Digido)

How to repay at Robocash

When making payment, customers can note the following issues:

  • Payment should be made early to avoid penalty fees
  • Loan repayment can be made early at any time

Loan payment methods at Robocash are also quite diverse.

Payment via bank account

This is the fastest recommended way. To pay for Robocash loan contract just follow these steps:

  • Step 1: Log in to the Robocash payment page with the registered phone number and password.
  • Step 2: In the list of forms of payment, select the transfer method to see your Robocash account information.
  • Step 3: Transfer payment amount
  • Step 4: Wait for payment confirmation

Payment in cash

In addition, if you do not use Internet Banking, after getting your account number, you can go directly to the bank to deposit. Note: keep your payment receipt for verification in case of need.

Renew your Robocash loan contract

To renew the Robocash loan contract, you need to pay 30% of the principal amount to continue extending the loan.

Frequently asked question about Robocash

Does Robocash assist customers on repeat loan?

The answer is yes. For customers with good repayment history. Robocash automatically disburses with many incentives. Customers can contact Robocash customer service to apply for re-loan or directly register on the website.

What is the maximum loan limit on Robocash?

As an online loan application, Robocash supports a loan limit of 10.000 – 25.000 PHP

How long will it take to receive the Robocash loan?

Normally, if the customer completes all the steps to fill out the application and the loan is approved, after 15 minutes, the customer will receive disbursement via the account number or ATM card.

How long can I apply again if my Robocash loan application is rejected?

For records denied Robocash loans, after 30 days, customers can apply for re-borrowing.

What is the loan limit for Robocash loan?

The loan limit for new customers is PHP 10.000, old customers can borrow up to 25.000 PHP

How long is the loan approval time?

Right after customers complete the registration, it only takes 5 – 15 minutes to receive loan approval results.

Can I to cancel the loan application?

You can cancel the loan before the moment of signing the contract. After signing the contract, the money is sent immediately. In this case, you can only repay the loan early with minimal interest. You can check the amount to be paid in the robocash.ph customer service line or in your personal account. If you have not yet confirmed the contract, send an email to support@robocash.ph.

Conclusion

In times of urgent financial need, online loan registration is normal. And Robocash is not a bad suggestion for you. In this article, Fastloans.PH has provided the most complete and accurate information about the Robocash loan application. Hope has brought you useful information. Below this article, we will continue to introduce you to the series of articles introducing the most prestigious online loan applications today.

Apply Robocash now (renamed to Digido)

 

4 thoughts on “Robocash (DiGiDo) online loan – How to get cash in 15 min

  1. girlie robenicia noguera says:

    your customer service called my number but unfortunately i was at work that time ..can someone call me again?

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