Money lending has been around for a long time. The traditional way of getting money has been through your acquaintances, banks, pawnshops, etc. However, not everyone can get help from these traditional lending institutions!

Pedicash is a new finance solution designed to help people who need quick money to help them plan and achieve their goals. This blog will introduce you to the basics of Pedicash, the benefits of using it, and how to use this platform safely.

Table of Contents

About Pedicash Philippine

Pedicash is a peer-to-peer (P2P) lending platform for borrowers and investors. It aims to accelerate financial inclusion for the underexposed market of the Philippines.

Pedicash – a new online money lending platform you can completely trust!

Borrowers get loans from investors who put their money into a range of solutions such as personal loans, flexible loans, and business loans. In exchange for providing the loans, investors receive interest payments. With a competitive interest rate, it is surely a good way to borrow money!

In the future, the application is looking to expand its services to cover areas such as student loans, easy loans, and car loans. You have access to a wide range of loan solutions specially tailored to your needs.

Here at Pedicash, the company provides Filipinos with a quick and easy way to borrow and get instant cash. Its mission is to make a lasting impact on clients’ everyday lives by providing safe and affordable credit.

Tips: You can also get easy cash from Vamo Philippines

Why Should You Choose Pedicash?

Legitimate

Pedicash (belonging to Whale Tail Company) is a licensed lending platform that has undergone SEC regulations in the Philippines. It means that you can have peace of mind when it comes to the legitimacy of this application.

However, for your safety, always study the T&Cs (terms and conditions) and disclosure statements before agreeing to any kind of financial transaction online.

If you happen to be harassed by any of their staff, contact the customer service urgently via info@pedicash.ph. The team might ask for your patience when responding.

Simple process

The application is the best alternative to get instant cash without the hassle of going to a bank or a pawnshop. Just a few steps to apply for your loan request and a few hours to get your approval, everything is so straightforward with its user-friendly interface.

You can have full support from the Pedicash team!

It’s a great way to solve your financial problems in times of emergency because it’s easy, convenient, and fast. As long as you’re connected to the internet, Pedicash is available to you 24/7.

Regular Promotions

This online lending platform often offers discount promotions and exciting deals where users can get discounts on their loans.

One can also get reward points when the borrower successfully invites their friend using the app. The user can then redeem these points for different kinds of rewards, which will make their lending experience more exciting.

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How To Get A Loan From Pedicash?

Worry about the process? We have already got your back!

Things You Need To Prepare

In order to successfully apply for a loan, you must be an employed Filipino without being older than 65 years old and have:

One valid identity document
One valid email address
One valid phone number

Step-by-step Guide

Go to the App Store, Google Play, or App Gallery (Huawei) to download the application.
Register and enter all the required personal information.
Provide more detailed information to fill in the application form. This step might take you a few minutes but make sure that everything you provide is true and correct.
Select a suitable borrowing amount with your desired period and withdrawal channel.
Answer the confirmation call from the staff to know the result.
Receive your money.

You can also get cash from PitaCash Philippines

FAQs Section

How Much Is The Interest Rate?

The interest rates are comparable to other online counterparts but still higher than most traditional financial institutions.

You can borrow from 2000 to a maximum of 20.000 pesos on your first loan. The annual percentage rate comes out to approximately 18% (or sometimes 0.06% per day). There is also a transaction fee of 150 pesos.

How Long Is The Processing Time?

For a full understanding, we break down the total process into three easy steps: submit your application form, confirm your identity with our authentication algorithms, and finally find out if you have been accepted for a loan.

Therefore, the total time you need to wait to receive your money can last two working days (if all your submitted documents are eligible). One day for the staff to review your application and another day for disbursement.

How Can I Increase My Borrowing Amount?

Some basic ways will help you to increase your borrowing limit: keeping a clean record, maintaining a steady history of repaying on time, and increasing your credit score.

No matter what, the most important thing is to pay off your loans on time. Make sure you have made enough repayments so your lender sees you as a responsible borrower. If you have done all these, you can look forward to getting your credit score upgraded to “prime”.

How Can I Make A Repayment?

You can repay your debt in many ways, and the most common option is repaying via other payment locations or centers, such as 7-Eleven, M Lhuillier, RD Pawnshop, GCash, ECPay, and True Money.

If you can pay for your debt in full, then you’ll get back to being debt-free much more quickly. But if you just want a little bit of breathing room, just pay on every due date!

To help keep track of what’s happening, go online and see the repayment progress happen live on the application.

Conclusion

Join Pedicash in your journey so that you can get out of debt, get the car you’ve always dreamed of, or achieve any other financial goals you’ve set for yourself.

We hope this article helps you find the information you were looking for! We are working hard to churn out the best and most relevant content, so please let us know if you have any questions or concerns by leaving your comment below!