BDO Branches Philippines Complete Guideline

BDO are among these highly-rated banks and have dominated the field for years since their establishment. With more than 1500 BDO Branches scattered throughout the entire country, be confident that you can find one near your local area and neighborhood anytime you wish!

The Philippines has always ranked high regarding top-quality banking and financial services. Both Filipinos and foreigners can trust these programs and systems to deliver optimum interest rates, streamlined experience, and little to no extra fees!

So what does BDO offer, and how does it work to remain a trusted brand to customers? This insightful article will gladly answer that question for you. Click for more of our verdict!

About The Background of BDO Philippines

BDO Branches


BDO Unibank – one of the biggest asset banks in the Philippines, is an SM investment unit (SM investments serve as the country’s largest conglomerate in market values).  

Used to be called “Acme Savings Bank” and acquired in 1976 by SM Groups, the BDO first became public around 2002. It’s headed by Sy-Cosn Teresita, the daughter of Henry Sy (founder of the SM Groups). 

Meanwhile, Tan Nestor, the CEO, seized some important positions with New York’s Banker Trust and London’s Barclays before moving to BDO in 1998.

Since its debut, the brand has operated over 1500 branches and 2500 ATMs. Aside from Filipino regions, it also opens a Hong Kong branch and 15 representative offices/overseas remittances in the Middle East, North America, Europe, and Asia. 


BDO Branches

BDO is a universal and full-service bank with a broad range of programs, including retail and corporate banking, trust, treasury, remittances, cash managements for corporates, and credit cards.

The brand also delivers investment banking, stock brokerage servicing, bancassurance, private banking, and leasing through numerous subsidiaries. 

To simplify things, let’s say that the entire BDO unit has engaged in commercial banking systems, operating through these segments listed below:

  • Insurance: including life insurance and insurance brokerage. 

It will provide solutions for corporate clients and individuals in terms of estate planning, retirement, savings, education, and protection for corporate clients and individuals. All these offerings are available via life insurance services and products. 

  • Commercial Banking: handling the entire cash management, trade financing, and lending for retail and corporate customers. 
  • Private Banking: delivering non-traditional and traditional structured investment products to institutional accounts and individuals of higher net worth.
  • Investment Banking: offering services to clients not associated with deposit products and traditional loans (mostly corporate clients). 
  • Financing and Leasing: involving direct leaseback, sale, leases, and real estate arrangements. 
  • Others: Focusing on computer and credit card services, accounting services, remittance, realty, and asset management. 

How to Open and Check Your BDO Account

BDO Branches

1. Opening The Account

One of the many reasons Filipinos love to use BDO services is its straightforward process. Indeed, opening an account here is by no means difficult and requires barely any legal documents. To do so, you only need to follow this brief three-step guide: 

Step 1. Go to the bank’s official website to download the application form. (You will see a yellow button, “Download forms”, right next to “Find a branch). Fill out all the most basic and crucial information, such as:

  • Full name
  • Mobile number and email address (both personal and working ones)
  • Country of birth and citizenship
  • Financial info (fund sources, job/position in the company, your primary employer)

Make sure every info is accurately retrieved. Otherwise, the rest of the steps can be quite bothersome! 

Step 2. Prepare initial deposits and valid IDs. For IDs, you only need one if this ID is:

  • Driver license
  • UMID
  • Passport
  • PRC
  • SSD
  • School IDs (for minors)
  • PhilSys

If you can’t submit these options above for whatever reason, it’s a must to prepare at least two valid IDs. (ex: one Senior-citizen ID and one PhilHealth ID). 

Step 3. Now go to any BDO branch nearby to receive more support from its staff. You can always use the “Find a branch” button mentioned above to navigate one quickly. 

2. Checking Accounts

Handling financial obligations will be effortless with these services. BDO’s checking accounts allow customers to disburse funds via check insurance and monitor their transactions via eSOA (Electro Statements of Accounts) and passbooks. Thanks to these programs, managing your budgets and achieving future financial milestones is within reach!

Here is an array of service options that might suit you need:

Products Minimum MADB Requirements Minimum Initial Deposits Minimum Balances for Interest
Peso Checking PHP 5000 PHP 5000 N/A
Smart Checkings (Statement) PHP 25000 (Business)

PHP 15000 (Personal)

PHP 25000 (Business)

PHP 15000 (Personal)

PHP 25000 (Business)

PHP 15000


Smart Checkings
PHP 50000 (Business)

PHP 25000 (Personal)

PHP 50000 (Business)

PHP 25000 (Personal)

PHP 50000 (Business)

PHP 25000 (Personal)

BDO Branches List

Makati – Metropolitan Avenue Ground Floor Metropolitan Terraces Metropolitan Avenue corner Sacred Heart Street(formerly Dao Street), Makati City (02)899-6618, (02)899-6693, 899-6631
Chino Roces Avenue – V.A. Rufino Ground Floor Pacifica One Center, 2178 Don Chino Roces Avenue, Barangay Pio Del Pilar (North Arnaiz), Makati City (02)897-0464, (02)897-0468
Dela Rosa – Gallardo Ground Floor Unit 15 Tropical Palms Condominium, 103 Dela Rosa Street corner Gallardo Street corner Perea Street, Barangay San Lorenzo, Legaspi Village, Makati City (02)776-4795 , (02)776-5638, (02)772-3334, (02)776-7283
Gil Puyat – TechZone Ground Floor TechZone Philippines Building, 213 Sen. Gil Puyat Avenue, Barangay San Antonio, Makati City (02)802-4228, (02)896-0991, (02)802-4226
Tordesillas – The Orient Mansion Ground Floor The Orient Mansion Condominium, 118 Tordesillas Street near corner H.V. dela Costa, Barangay Bel-Air, Salcedo Village, Makati City (02)812-2817, (02)813-1078, (02)813-4057
A. Arnaiz – Paseo Ground Floor Joni’s Building, 832 Arnaiz Avenue corner Edades Street, Makati City (02)403-0535, (02)403-0558
Makati – Gramercy Residences Ground Floor Gramercy Residences, The Century City, Salamanca Street, Barangay Poblacion, Makati (02)556-9329, (02)556-9332, (02)556-9335
Mascardo – Chino Roces Avenue 1101 Chino Roces corner Mascardo Street, Barangay Sta. Cruz, Makati City (02)551-1944, (02)551-1946, (02)511-8859
Bagtikan – Chino Roces Avenue Unit 102 Ground Floor Pryce Center Condominium, 1179 Chino Roces Avenue corner Bagtikan Street, San Antonio Village, Makati City (02)899-1061, (02)899-1063, (02)899-1059
Makati – Jazz Residences Ground Floor Jazz Residences, Jupiter Street corner N. Garcia Street, Barangay Bel-Air, Makati City (02)843-3371, (02)843-3372, (02)843-3373
Makati – P. Ocampo Sr. Ext. 243 P. Ocampo Sr. corner Flor de Lis Street, Barangay La Paz, Makati City (02)551-1608, (02)551-2723, (02)551-2724
Makati Avenue – Zuellig Ground Floor Zuellig Building, Paseo de Roxas corner Makati Avenue, Makati City (02)808-3872, (02)808-3874, (02)808-3875
Yakal – Chino Roces Avenue Units 2&3, Ground Floor Tower 2 Building Avida Towers Makati West Condominium corner Yakal, Lumbayao and Malugay Sts., San Antonio Village, Makati City (02)621-1300, (02)621-1301, (02)621-1302
Washington – Gil Puyat Ground Floor Keystone Building, 220 Gil Puyat Avenue, Makati City (02)893-9063, (02)893-2183, (02)844-7633
Villar – Salcedo Village Eurovilla III Condominium 154 Villar Street corner L.P. Leviste Street, Salcedo Village, Makati City (02)818-1681, (02)894-1049, (02)817-5465, (02)812-5070
Valero – Salcedo Village Ground Floor Pearlbank Center 146 Valero Street Salcedo Village, Makati City (02)750-1032, (02)817-9586, (02)817-9675, (02)817-9678
V.A. Rufino – Tuscan Ground Floor Tuscan Condominium, 114 V.A. Rufino Street, Legaspi Village, Makati City (02)894-1552, (02)894-2645, (02)894-2975
V.A. Rufino – Valero Ground Floor Chattam House, Herrera Street corner Valero & San Agustin Street, Salcedo Village, Makati City (02)403-2279, (02)403-1926, (02)815-1218
Trident – Gil Puyat Ground Floor Trident Tower Building, 312 Sen. Gil Puyat Avenue, Makati City (02)845-4216, (02)845-4217, (02)887-4763
Tordesillas – Gallardo Ground Floor Cambridge Centre, 108 Tordesillas corner Gallardo Street, Salcedo Village, Makati City (02)753-3656, (02)893-9699, (02)893-0198
Southgate Mall – EDSA Ground Floor Southgate Mall, EDSA corner Pasong Tamo Ext., Makati City (02)828-2224, (02)856-5971, (02)828-8237
SM Makati Ground Floor (GF05) Shoemart Building, Ayala Center, Barangay San Lorenzo, Makati City (02)893-3241, (02)817-0856, (02)812-6844, (02)812-6838
SM Hypermarket Makati SM Hypermarket Makati, 5560 Osmeña Highway corner Finlandia Street, San Isidro, Makati City (02)887-4265, (02)844-3509, (02)844-3503, (02)887-4519
Salcedo – Dela Rosa Golden Rock Building 168 Salcedo Street Legaspi Village, Makati City (02)816-1467, (02)816-1478, (02)816-1489
Rockwell Center – Makati Lot 3, Block 7, Rockwell Drive, Rockwell Center, Poblacion, Makati City (02)898-1745, (02)898-1743, (02)898-1901
Rockwell – Powerplant Ground Floor Power Plant Mall, Rockwell Center, Amapola corner Estrella Street, Makati City (02)899-1488, (02)899-1250, (02)899-6196
Reposo – Makati EBC Building, JP Rizal corner N. Garcia (formerly Reposo), Makati City (02)896-2437, (02)896-1790, (02)896-1792
Rada – Legaspi Village Ground Floor One Legaspi Park, Rada Street Legaspi Village, Makati City (02)909-2011, (02)909-2012, (02)909-2013
Philam Tower – Valero Ground Floor Philamlife Tower, 8767 Paseo de Roxas, Barangay Bel-Air, Makati City (02)856-5836, (02)843-4297, (02)856-5834
Perea – Paseo Ground Floor Universal Re Building 106 Paseo de Roxas 1228 Makati City (02)817-1519, (02)816-2220, (02)817-9980, (02)818-6355, (02)815-0786, (02)817-6770
Pasong Tamo Ext. Ground Floor Allegro Center, Pasong Tamo Extension, Makati City (02)817-5443, (02)817-5439
Paseo – Gil Puyat EBC Building, Paseo de Roxas corner Gil Puyat Avenue, Makati City (02)895-3949, (02)895-0055, (02)895-5918
Paseo de Roxas 2 Ground Floor BDO Plaza, 8737 Paseo de Roxas Street Makati City (02)811-4285, (02)811-4282, (02)811-4281
Paseo Tower – Makati Equitable Bank Tower, 8751 Paseo de Roxas, Makati City (02)843-5480, (02)886-0018, (02)886-0014, (02)886-0010
Pacific Star – Makati Ground Floor Pacific Star Building, Sen. Gil Puyat Avenue corner Makati Avenue, Makati City (02)811-5940, (02)811-5938, (02)811-5939
Neptune – Makati Avenue 101 Neptune Street corner Makati Avenue 1209 Makati City (02)897-2174, (02)897-8483, (02)897-2694
Medical Plaza – Legaspi Village Unit 101, Ground Floor Medical Plaza Makati, Amorsolo Street corner Dela Rosa Street Legaspi Village, Makati City (02)813-2739, (02)750-5545, (02)813-2585
Makati Shangrila Hotel Unit 191 Shangrila Hotel Manila, Ayala Center Makati City (02)817-0295, (02)813-5006, (02)813-5007
Makati Medical Center Ground Floor Makati Medical Center Building, Salcedo Street, corner Dela Rosa Street, Legaspi Village, Makati City (02)846-4571, (02)846-5103, (02)846-8620
Makati – Esteban Ground Floor A & V Crystal Tower, 105 Esteban Street, Legaspi Village, Makati (02)403-8458, (02)403-8459, (02)403-8460
Makati Cinema Square Makati Cinema Square, Pasong Tamo, 1229 Makati City (02)844-2641, (02)844-1990, (02)811-1458, (02)811-1323, (02)844-2191
Makati Avenue – Ayala L.V. Locsin Building, Ayala Avenue corner Makati Avenue, 1228 Makati City (02)817-7455, (02)817-7182, (02)817-7469, (02)840-4529
Magallanes Village Unit 104 The Gate Way Center, Paseo de Magallanes, Magallanes Village, Makati City (02)852-9640, (02)852-9643, (02)853-4620
Legaspi Village – Salcedo Street Maxicare Tower 203 Salcedo Street, Legaspi Village, Makati City (02)812-6144, (02)810-5568, (02)812-5874
Legaspi Village – C. Palanca Ground Floor Colonade Residences, No. 132 Legaspi Village, Makati City (02)519-3043, (02)519-8400, (02)519-8399
Karrivin Plaza – Chino Roces Avenue Ext. Ground Floor Building A, Karrivin Plaza, 2316 Chino Roces Avenue Extension, Makati City (02)889-5104, (02)889-8697, (02)889-8623
Jupiter – Reposo Ground Floor CEI Headquarters, 158 Jupiter Street corner N. Garcia Street, Bel-Air Village, Makati City (02)896-8095, (02)896-8078, (02)890-5208
Makati – J. P. Rizal 872 JP Rizal Street Barangay Poblacion, Makati City (02)899-8690, (02)899-8673, (02)895-7730
V.A Rufino – Sotto V. A. Rufino corner Sotto Street Legaspi Village, Makati City (02)812-3740, (02)759-4416, (02)812-3074
H. V. Dela Costa 120 Westgate Plaza Condominium. Salcedo Village, Makati City (02)867-4365, (02)813-1570, (02)817-9967
Greenbelt – Legazpi Street Ground Floor 108 Legaspi Street corner Paseo de Roxas, Pioneer House Building, Legaspi Village, Makati City (02)892-7913, (02)840-4541, (02)830-2287, (02)830-2288, (02)830-2286, (02)830-2365
Gil Puyat – Metro House Metro House Building, 345 Sen. Gil J. Puyat Avenue, Barangay Bel-Air, Makati City (02)890-6564, (02)897-4841, (02)895-0471, (02)896-4843
GC Corporate Plaza – Legaspi Street 150, GC Corporate Plaza, Legazpi Street, Legaspi Village, Makati City (02)817-8657, (02)817-2970
Evangelista – Makati 1695 Evangelista Street corner Gen. Lacuna Street Bangkal, Makati City 1233 (02)844-9278, (02)844-9276, (02)888-2497
Ayala Avenue – SGV 1 Building Ground Floor SGV 1 Building, 6760 Ayala Avenue, Makati City (02)886-5498, (02)886-5499, (02)728-1076, (02)886-5497
EDSA – Bangkal No. 3 EDSA, Barangay Bangkal, Makati City (02)843-5162, (02)843-0091, (02)843-0094
Dian – Gil Puyat Ground Floor EPCIB Building Sen. Gil Puyat Avenue corner Dian Street, Makati City (02)844-2554, (02)845-3239, (02)889-1564
Dela Rosa – Rada Ace Building Corner Dela Rosa & Rada Street, Legaspi Village, 1229 Makati City (02)813-4912, (02)893-8770, (02)893-0074, (02)892-6572
Greenhills-Connecticut Ground Floor Belomed Bldg No. 49 Connecticut Street, Barangay Greenhills, San Juan City (02)727-5161, (02)725-3163, (02)721-0224, (02)722-9888, (02)722-6210
Chino Roces Avenue Ground Floor Pacifica One Center, 2178 Don Chino Roces Avenue, Barangay Pio Del Pilar (North Arnaiz), Makati City (02)893-7851, (02)893-7859
Cash & Carry Ground Floor Unit No. G01A, Cash & Carry Mall, South Super Highway & Filmore Street, Makati City (02)887-6205, (02)710-0259, (02)887-3761
Bel Air – Gil Puyat Country Space I Condominium Building, Sen. Gil Puyat Avenue, Bel-Air Village, 1209, Makati City (02)815-2012, (02)892-6891, (02)815-2013, (02)818-8243
Bel-Air – SM Cyberzone 1 Ground Floor SM Makati Cyberzone 1 along Sen. Gil Puyat Avenue, Makati City (02)899-6297, (02)895-1579, (02)896-2845, (02)899-6259, (02)899-0019, (02)895-1512
BDO Corporate Center BDO Corporate Center, 7899 Makati Avenue, Makati City (02)878-4645, (02)878-4643, (02)878-4645, (02)878-4643, (02)878-4642, (02)878-4638
Ayala Triangle 1 GM-B Ground Floor Tower 1, Ayala Triangle, Ayala Avenue, Makati City (02)891-9950, (02)891-9948, (02)848-6734, (02)891-9896
Ayala – Rufino Ground Floor Rufino Building, Ayala Avenue corner Herrera Street, 1226 Makati City (02)889-9548, (02)812-4342, (02)810-1476, (02)812-4214
Ayala Avenue – People Support Ground Floor People Support Center Amorsolo Street corner Ayala Avenue, Makati City (02)750-6008, (02)889-7554, (02)889-7556
Ayala Avenue 6805 Multinational Bancorporation Building, Ayala, Makati City (02)844-5287, (02)844-5286, (02)856-4034
Asia Tower – Paseo Ground Floor Asia Tower corner Paseo de Roxas & Benavidez Street, 1229 Makati City (02)750-6888, (02)841-0384, (02)841-0245
Salcedo – Gamboa Optima Building along Salcedo Street near corner Gamboa Street, Legaspi Village, Makati City (02)813-8434, (02)817-7763, (02)810-2202
Alfaro – Salcedo Village Ground Floor PCCI Building, 118 Leviste Street (formerly Alfaro Street), Salcedo Village, Makati City (02)817-6635, (02)815-3014, (02)892-1231
A. Arnaiz – San Lorenzo Village L & R Building, 1018 A. Arnaiz Avenue, Makati City (02)887-1291, (02)843-0533, (02)844-3045, (02)844-2648

To check full detail of branches and ATM, please visit BDO official website.

How to Sign Up For Loans With BDO Services

BDO Branches

Step 1. Check to see whether you are qualified. 

Your age must fall between 21 and 60 years old, with yearly income requirements of at least PHP 15000 (salaried employees) or PHP 35000 (Professionals/self-employed)

Step 2. Prepare all the necessary documents for later proceedings.

For Filipinos, you only need to bring identification proof and ID. However, with foreigners, VISA, working permit, employment certificates, et cetera, are also required.

Step 3. Submit the documents and forms to your local branch.


So what are BDO branches, and why do most Filipinos trust their services so much? We believe our post has answered that question in great detail, ensuring you do not miss anything. Assess your demands and preferences to choose the best program for your savings!

And as already mentioned, there’s no need to worry about BDO not being available in your area. More than 1500 branches mean its presence is literally everywhere, supporting you in every step!

Do you still have more questions about their systems and capabilities? Feel free to reach out to us for more support. Our comment section and chat box are always open!

See also: BDO Exchange Rate – BDO Forex Today

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