PJH Lending Corporation Information You Should Know

Lending can require a lot of work for the borrower, the first of which is to do thorough research on the financial company. We often get customers asking us about PJH Lending Corporation and how to apply for a loan here. 

It can get a bit overwhelming for our users, so we are going to put together a blog to answer some of the most common questions we get from customers. This blog will be an A to Z guide for you with many different topics we cover.

Welcome to PJH lending

Welcome to PJH lending

Table of Contents

About PJH Lending Corporation

PJH Lending Corporation is a finance group based in the Philippines that provides services to Overseas Filipino Workers (OFWs) and their families. The company has been in business since 1999 and has thousands of clients spread throughout the globe. 

The company’s main facility is their loan products, which they offer to anyone who is an OFW or Filipino migrant worker, regardless of his credit history or situation. 

Filipino migrant workers are their main group of clients

Filipino migrant workers are their main group of clients

The corporation prides itself on the ability to provide financial assistance at reasonable rates to millions of OFWs who are in need. 

Today, with more than 200 staff operating across various locations around the Philippines, they are sure to offer the best services for Filipino migrant workers and their families in the areas they operate. 

Why Should You Choose PJH Lending Corporation?

A customers-driven company

The corporation was established as a means of addressing and responding to the financial needs of overseas Filipino workers, Filipino residents, entrepreneurs, and small business owners. Therefore, PJH’s motto is to put its customers’ interests first.

Here are what you cannot find from other lending company on the market:

  • You can borrow from 25,000 PHP to 500,000 PHP, which will meet almost all needs from personal to business purposes.
  • You can decide when you want to pay off your debt, with the payment term from 3 to 12 months. 
  • You do not need to pay consulting fees, registration fees, and no advanced interest.
  • You’re not required to provide collateral or have pre-payments ready because the first payment is due two months after funds reach your bank account.

Transparent conditions and terms

With more than 20 years of operation, PJH has built a reputation in the market by providing clear, transparent terms and conditions at all branches, offices, as well as the official website.

They provide transparent policies to their clients

They provide transparent policies to their clients

In addition, unlike online credit institutions, PJH Lending works directly with customers without going through any other intermediary companies, providing a consistent and reliable working experience.

With a system of representative offices in 6 major cities of the Philippines, the company provides customers with the facility to handle their needs and complaints, creating favorable conditions to connect with their clients across the country.

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Reasonable interest rate

The lender’s interest rate varies based on product packages and market conditions but still ensures reasonable interest rates for their clients. In addition, you can also have a discount or lower interest rate on any repayment that was made before the loan period.

In short, the PJH offers competitive interest rates, flexible payment schedules, transparent terms, and efficient customer service – all of which make them one of the top lenders for migrant workers in their country today.

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How To Get A Loan From PJH Lending Corporation?

Things you need to prepare

  • 2 pictures of 2×2 
  • Birth certificate (if single)
  • Marriage certificate (if married)
  • Valid IDs
  • Passport copy
  • Latest electric bill
  • Contract or offered letter

Step-by-step guide

You can go to their office in person to apply for the loan, but everything can be easier and faster if you register via their website. Here is our guide on how you can apply for a PJH loan online with just a few steps:

  • Visit their website at pjhgrouponline.com select the “Apply now” button.
  • Fill in all your personal information, don’t forget to check again and submit.
  • Wait for about 20 minutes for the staff to check and review your application.
  • You will need to provide more detailed documents when meeting the staff offline at the lender’s office.
  • When everything is approved, you can get the money through your bank account within one day.

FAQs Section

Where can I find a PJH Lending office in the Philippines?

PJH Lending offices are located throughout the Philippines, allowing their clients to access easily. Therefore, you can visit any one of them without having to worry about scheduling a meeting or booking an appointment in advance:

  • In Luzon: Malvar, Taft, Mandaluyong, Cubao, Laguna, Pampanga, and Batangas.
  • In Visayas: Bacolod, Cebu, and Iloilo.
  • In Mindanao: Davao, Butuan, Iligan, CDO Burgos, Cagayan, General Santos, Zamboanga, and Valencia.

For the detailed address of each location, you can see it on their website on the “Contact Us” page. 

How long is the processing time?

The whole process can take one or two working days, but it’s a bit faster if you have already registered online. If there is any document missing or incorrect information, you will need to provide the necessary documents again. It might take another one day to process.

What other products does PJH Lending offer?

They also provide many loan packages for other purposes

They also provide many loan packages for other purposes

The loan products offered by the company include the following:

  • Personal loans: for daily expenses, utility bill payment, hospital fees payment, medicine purchase, or other purposes with smaller loanable amounts. No need to provide collateral.
  • Business loans: for business expansion, investment, facilities purchase with a higher loanable amount, up to 500,000 PHP.
  • Mortgage: loans with property collateral, used for land, house, car purchase, business, real estate investment, etc. They will assess the money amount based on the collateral.

Final Thoughts

PJH Lending Corporation is one of the leading companies in the market. They have many products and services that you might be interested in and are a great resource for anyone in need of a loan.

When you are ready to apply, you can visit their official website and find everything you need. We are confident that you will have an excellent experience.

We hope you found this blog post to be helpful. If you have any other questions or comments, please do not hesitate to reach out to us!

Tips: You can also get easy cash from MMLoan Philippines

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