The Pag-IBIG Loyalty Card (PILC) is ubiquitous for Filipinos because it offers great features that help owners optimize their essential spending. But how does it work?
This article will make clear more about these cards, the differences and outstanding features between their versions, how you can get them, and their partners where you can receive offers and discounts. Do not miss out on useful information to spend your budget effectively!
Table of Contents
Overview The Pag-IBIG Loyalty Card Program
The cards come from a program implemented by the Housing Development Mutual Fund (HDMF) (also known as Pag-IBIG Fund) – a government-owned and controlled company. The agency is responsible for administering National savings programs and funding affordable housing for the country’s residents.
The program launched in 2014 and released its Plus version, linked to the bank, in 2019. As of 2020, it has attracted more than 12.77 million active members.
This campaign is an important financial support solution for people who want good value expenses by partnering with various establishments to provide exclusive offers and discounts to affiliate members.
The Advantages Of Pag-IBIG Loyalty Cards
This kind of card has certain advantages over conventional ones. Specifically:
Cash Card Function
When you upgrade to the Plus version, you accidentally become a customer of Asia United Bank and UnionBank, Pag-IBIG’s partners. Your card is also an ATM with an integrated EMV chip (for Europay, Mastercard, and Visa), with functions like normal bank cards that can withdraw money.
Affordable Valid ID For life
Customers only need to buy the cards once and use them for life without renewing them. It also serves as a valid government ID, integrated with a regular debit card, at an affordable issuance price.
Several Benefits And Discounts
This program aims to provide exclusive promotions and discounts from third parties to help them reduce their spending burden. The program includes various products and services such as dining, travel, essential shopping, medical services, and tuition. The special thing is that these privileges remain stable or will even increase each year.
The Distinction Between Plus Versions and Regular Cards
As mentioned, the program has two models: regular and Plus cards – in cooperation with banks. The benefits and incentives of both are similar, with just a few differences, which you can see in the comparison below:
| PILC | PILC Plus | ||
| Asia United Bank | UnionBank | ||
| Purpose | Be a Pag-IBIG Fund membership card | ||
| With a prepaid ATM account | With a savings ATM account | ||
| Fee | ₱125 | ||
| Expiration | None |
|
|
| With EMV (Europay, Mastercard, and Visa) Chip | None | Yes | |
| ATM Withdrawals | None | Yes (at any BancNet ATMs) | |
| With Mobile App | None | Yes (via Hello Pag-IBIG) | Yes (via UnionBank Online) |
How To Get A Latest Pag-IBIG ID Loyalty Card
Customers who own the old version can still receive discounts from Pag-IBIG partners, just without the functions of the latest one. If you want to upgrade them, you can still register by following the same steps as making a brand-new one and skipping the MID number registration step using your existing one.
Register MID Number
Before registering for the ID Loyalty Card, you need a MID number – for members of this Fund with 12 digits. This number is used to access the customer’s profile, including information about payments, home loan applications, support requests, or other actions. On the contrary, you can register online through the official Virtual Pag-IBIG website:
- Select “Be a member,” click Register
- Provide the requested information, enter Captcha, click Next
- Complete the online registration form and submit it
- Receive confirmation on the next page or via SMS
Typically, you will need two to three days to receive your MID number. You can check by proceeding from the second step of entering personal information, and the 12-digit number will display if it matches your pre-registration.
Prepare Required ID Documents
You must bring two valid identification documents and the application form to any Fund’s branch. One of them and its copy will be used for registration and the rest for security upon entry. Some valid documents include:
- Alien/Immigrant Certification of Registration
- Barangay IDs, certificates, or other documents with the member’s picture on them
- The National Council Certification for the Welfare of Disabled Persons
- Company ID issued by Institutions Registered or Private Entities
- Department of Social Welfare and Development (DSWD) Certification
- Driver’sDriver’s License
- Government Services Insurance System (GSIS) e-Card
- Integrated Bar of the Philippines ID
- National Bureau of Investigation (NBI) Clearance
- Overseas Filipino Worker ID
- Overseas Workers Welfare Administration (OWWA) ID
- Passport
- Philippine Identification (PhilID) Card
- Police Clearance
- Postal ID
- Professional Regulation Commission (PRC) ID
- Seaman’sSeaman’s Book or Seafarer’sSeafarer’s Identification and Record Book (SIRB)
- Senior Citizen Card
- Social Security System (SSS) Card
- Voter’sVoter’s ID
Fill And Submit Application Form
- Load the Plus Loyalty Card application form and write to complete your requested information.
- Bring the application and two valid ID documents to any Fund’s branch and submit them.
- Make sure to retain the receipt after paying the ₱125 registration fee.
- Take your photo and fingerprint.
- Check and verify all information.
- Receive your Loyalty Card and its PIN for utilization.
Advantages and Discounts Of The Loyalty Card
Customers can receive exclusive offers and discounts at over 350 partners and their branches across the Philippines by becoming a member. Offers usually range from 5% to 50%, depending on each segment: Beauty, Shopping, Education, Food and beverages, Health, etc., and products and services given with the receipt. Some outstanding partnerships in fields such as:
Beauty and Wellness
- Ayana Beauty Basics
- Belle La Peau
- Dermcare Luxe
- Dermclinic
- Luz Facial Care
- Macho Mucho
- Orange Blush Salon
- Shinagawa Lasik and Aesthetics
- Tony and Jackey Salon
Education
- Brentwood Academy Nursery School
- Digos Institute of Technical Education and Driving School
- Diliman College
- Informatics College
- Jose Rizal University (JRU)
- Our Lady of Fatima University (OLFU)
- San Juan de Letran College (CSJL)
- University of the Visayas (UV) Private Institution
Food & Beverage
- 1st Colonial Grill
- Balay Dako
- Bo’s Coffee
- Breakfast at Antonio’s
- Cagayan de Oro
- Calle Real Restaurant
- Chef Tony
- Citrus Alley
- Crisostomo Restaurant
- Formosa Bakeshop
- Gourmet Farms
- HK Noodles & Dimsum House
- Pampanga’s Best
- Restaurant Chain: Crabs N Crack, Gloria Maris, McDonald’s, Mr. Ube Rice & Noodle House, Papa John’s Pizza, Rodic’s Diner
- Tuna Republik
- Uno Seafood Wharf Palace
Health and Medication
- Abesamis Family Optical
- Asian Eye Institute
- Calamba Medical Center
- Capitol Medical Center
- EyeSite by Asian Eye Institute
- Eye Society
- Fatima University Medical Center
- HealthCube Medical Clinics
- Healthway Medical
- Hi-Precision Diagnostics
- Mary Johnston Hospital
- Medical Center Manila
- MyHealthClinic
- New Sinai MDI Hospital
- One Asia Dental Group
- Sarabia
Leisure and Recreation
- Alpa City Suites Hotel
- Avenue One Digos
- Avilon Zoo
- Bayview Park Hotel
- Bohol Bee Farm
- Caliraya Resort Club
- Century Park Hotel
- Citylight Hotel
- Crown Royale Hotel
- D’Leonor Inland Resort and Adventure Park
- Eagle Point: Batangas Beach Resort
- Enchanted Kingdom
- Goldberry Suites & Hotel Mactan
- Hotel H2O
- La Carmela De Boracay Hotel
- Makiling Highlands Resort in Laguna
- Manila Ocean Park
- Rusty Nail Inn & Cafe Sagada
- The Forest Lodge Camp John Hay
- Timezone
- Tree Top Adventure
Shopping
- Elecom Lifestyle Innovation
- Fisher Supermarket
- Jockey
- Lewis N. Clark
- Mga Likha ni Inay
- Pacsafe
- Pochi
- Spruce
- Urbanize
Others
- 2Go
- Air21
- DHL
- FPG Insurance
- Mr. Quickie0
- PhilCare
FAQs
Do I Get A Loyalty Card Online?
To complete the registration process online, you must install the application and write your information beforehand. You still need to submit a photo ID, get fingerprinted, and take a photo at the branch. The card will be issued as soon as the required procedures are completed.
May I Apply For The Cards At Asia United Bank Or Unionbank Branches?
This program is only provided at branches under the company, not through any other partners, including AUB or UnionBank. In addition, some branches belonging to this Fund company in shopping centers often do not have card printers, so they cannot issue them. Therefore, you should check with the department in advance before arriving.
Are Online Purchases Allowed With The Plus Loyalty Card?
No, you can not. The Plus cards can only be used for basic debit one services such as payments through restaurant POS systems or cash withdrawals at ATMs. Other charges, such as online, cannot be made.
Wrap-Up
The Pag-IBIG Loyalty Card could solve the increasingly expensive commodities and spending costs. Customers benefit from incentives or discounts from partners and can use them as ATM cards to make payments and withdraw cash.
Registering for a card also becomes easy by filling out the form, bringing the necessary documents to the branch, and receiving the card the same day.
With the latest version, the promotional period may be shorter than usual, but the price remains unchanged in return, and there is more convenience. Therefore, you should use it instead of hesitating to feel how your total bill changes!
