Aeon Credit Service – The Company Profile & Installment

Whether it’s a utility bill, credit card, or school fees, paying bills is a big task we need to do before making any other financial decisions. As a non-bank financial institution, Aeon Credit service in the Philippines knows how important it is to save.

This article will work with you to help you reach your financial goals through this service. You can pay your bills anytime anywhere, what are you waiting for? Let’s check it out!

AEON Credit Service Systems (Philippines) Inc.

AEON Credit Service Systems (Philippines) Inc.

Table of Contents

Aeon Credit Service Is Legal?

Any business in the Philippines that deals with investing, or financing must register with the Securities and Exchange Commission (SEC).

Aeon Credit is officially listed in the List of Registered Online Lending Companies

The Securities and Exchange Commission page sec.gov.ph will help you find the names of companies vetted and trusted by their clients.

We investigated Aeon Credit Service, a company in our network, and discovered it on the list of financing firms. Here’s what we found:

Number 25
Financing firm name AEON CREDIT SERVICE (PHILIPPINES) INC.
Registration no CS201300789
Certificate of authority 1055
Celebration date 14/Feb/13

We discovered this loan service on the list of registered firms on the SEC page because it’s a regulated lender in the Philippines. It has undergone significant financial and legal inspections to show its trust.

Loan amount, loan term and interest

Minimum amount Maximum amount Minimum terms  Maximum terms Rate
PHP PHP 180 720 0,1% per day

Example of calculating interest & loan payments

Terms of loan (days) 10 day 20 day 30 day
Loan amount (PHP) 10000  10000  10000 
Interest amount (PHP) 100  200 300 
Total repayment (PHP) 10100 10200  10300
Fee 0,1% 0,1% 0,1%

About Aeon Credit Philippines Company

This is a company that helps people build credit. They do this by selling household appliances and letting people pay for them over time. 

As many consumers already know, having loan payments that have been successfully made in the past is one of the most crucial factors in obtaining a good credit rating.

Customers without enough money saved for major purchases can obtain a consumer loan from Aeon Credit and make timely payments on an installment plan. This will help them build their credit over time and establish a solid credit track record.

See also: Mazilla Philippines – Find The Perfect Loan Service For You

What Products Can Users Purchase When Using Aeon Credit Philippines?

The following items are available for purchase:

  • Household Appliances (Aircons, Refrigerators, Gas Ranges, Dryers, Washers, etc.)
  • Electronic (Home Theaters, TVs, Components, Amplifiers, Speakers, etc.)
  • Bicycles (Mountain Bike, Electronics Bike, etc.)
  • Furniture (Tables, Sofas, Beds, Cabinets, Chairs, Drawers, etc.)
  • Devices (Cameras, Camcorders, Smartphones, Tablets, etc.)
  • PCs (Printers, Scanners, Desktop, Laptop, etc.)
  • Music Instrument (Piano, Guitars, Drums, etc.)
  • Power Tools and Hardware (Generators, Heaters, Drills, Mowers, Wrench, etc.)

How Simple Is It To Obtain A Loan From Aeon Credit Service PH?

Easy Financing & Loan Promotions For Filipinos

Easy Financing & Loan Promotions For Filipinos

  • Bring two forms of ID, like a driver’s license and a social security card (at least one from a government agency).
  • Go to the partner store and pick out the items you want.
  • Your sales promoter will help you fill out the credit application and determine how much finance you need. Also, tell them how long you want to pay for the things you picked out.
  • Once you get your loan, you will need to pay fees. You will need to pay the processing fee as well as the advance payment (if necessary). The fee will differ depending on how much money you are getting.
  • You can bring it home and enjoy it when you get your item.
  • Make sure you pay your bills on time. If you don’t, you might have to pay a late fee. To make sure you pay on time, mark your calendar and pay your payments on time. 
  • In the mobile app, you can check your balance and payment history. 

How To Pay My Loan?

  • Go to a payment center where you can pay.
  • Please have your loan agreement number at the ready.
  • Make sure you pay full one time for each installment.
  • Obtain a receipt as proof that you paid your loan.

Want to get cash fast and easy?

FAQs

What age ranges eligible for a loan?

Filipinos between the ages of 18 and 55.

Is there a phone device available?

AEON Mobile App Personal Loan

AEON Mobile App Personal Loan

Currently, only existing Aeon customers can use the mobile application. You can get the app for free in the Appstore or Google Play. Users can view their daily credit balance, monthly statements, and transaction history through their Aeon credit report.

How does this service safeguard my data?

Your personal information is only used to process payment cards. The company guarantees the privacy and security of your personal information (except in legal cases – required or necessary by law). Your data is transmitted through a secure channel.

Where can I find Aeon Credit locations?

Now, finding stores is so much easier. You can get access to partner stores across the nation!

How do I obtain Aeon Credit’s contact information?

The credit helpline for Aeon was recently updated. The new number is +63 2 631 1399. When calling, the operator will explain how to subscribe to the installment plan in detail.

What are the service prerequisites?

To become a customer, you need to have at least two valid forms of identification (one must be government-issued). In some circumstances, advance payment is necessary.

Where can I find a review of this service?

Customers are posting over at the official Facebook site about how happy they are with the service in a few different ways, including:

  • “The service is fantastic, and it aids in getting everything within your budget.”
  • “This is the finest alternative for you to establish a payment plan.”

Final Thoughts

Aeon Credit service offers a range of benefits for the borrower, including convenient payment terms, affordable interest rates, and flexible cash flow options. The firm goal is to help its clients improve their financial standing in the Philippines. 

That’s all the helpful information we can provide today! Thank you for reading, and we will catch up with you soon!

See also: Happy Pera Review You Should Know [2022]

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