RCBC Branches in the Philippines Complete Details

Among many financial programs in the Philippines, RCBC branches easily dominate thanks to their incredible services, accessibilities, and interest rates. 

Even non-Filipinos have only the ravest feedback for their service, which renders RCBC a not-to-be-skipped name regarding the banking markets!

However, novice or inexperienced customers might still have many questions about their operations and features. Hence, our insightful guideline is delivered to help you gain a more insightful overview of the brand. 

This article will cover its background, the most common branches, and how to enroll in some of its widely-used loan programs. Keep scrolling to learn more about them! 

About RCBC Branches in The Philippines

RCBC Branches

RCBC is a financial flagship corporation that belongs to YGC (The Yuchengco Groups of Companies). YGC has always been known as the largest and oldest Filipino conglomerate to date, covering many business fields such as education, construction, insurance, and, of course, banking.

Sixty one years after its release, it’s not an exaggeration to claim that RCBC is the most successful private and domestic bank in the Philippines. 

When it comes to assets, the brand proves unbeatable by expanding its scope to more than 434 branches and around 2800 ATMs/Go Units (by 2021, September) throughout the country.

Living up to its decades-long reputation, RCBC provides a broad array of services via its investment banks, thrift banks, leasing and remittance companies, and foreign exchange houses. 

From 2010 to 2021, these branches got their hands on more than 200 awards from the most prestigious bodies, which are all testament to its development story. 

These achievements inspire and motivate the corporation to keep improving, innovating, and reaching beyond the physical boundaries of the Philippines. 

For those wondering about the head of RBC: at the time of this writing, its CEO and President is Acevedo Eugene S. With more than thirty years of banking experience, 

Acevedo brings RCBC to new heights with his undeniable expertise on risk control, cost reduction, relationship building, origination, business development, and strategy formulation.

List of RCBC Branches in The Philippines

RCBC Branches

The next section will summarize some of the most common branches thus far. 

There are more than 434 branches, meaning we cannot include them all in this shortlist. You can always find one near your neighborhood via the bank’s official website or placeph.com. 

Tutuban

  • Address: The Tutuban Centre, Center Mall One, CM Recto Ave, Manila City
  • Phone: (02) 8361-7080

South Harbor

  • Address: The Harbor Center One, 23rd Street, Chicago, Port Area, Manila City, Metro Manila
  • Phone: (02) 8527-7312

Binondo

  • Address: 484, The Ety Bldg, Quintin Paredes Street, Binondo, Manila City, Metro Manila
  • Phone: (02) 8878-3456

Angeles

  • Address: Sto. Rosario Street, Teresa Ave, Rcbc Bldg, Angeles City, Pampanga
  • Phone: (045) 888-2532

Baguio

  • Address: Session Road, 20, Rcbc Bldg, Baguio City, Benguet
  • Phone: (074) 442-5345

Dagupan

  • Address: Fernandez Ave, Rcbc Bldg, Dagupan City, Pangasinan
  • Phone: (075) 653-3440

Dasmarinas

  • Address: Governor’s Dr, Fcie Compound, Rcbc Bldg, Dasmariñas City, Cavite
  • Phone: (046) 402-0031

Ermita

  • Address: UN Ave, 550 Ermita, Manila City, Metro Manila
  • Phone: (02) 8525-5238

Roxas Boulevard Service 

  • Address: Roxas Boulevard, Arquiza Street, Ermita, Manila City, Metro Manila
  • Phone: (02) 8663-0563

Taft Remedios

  • Address: Taft Ave, 1932, Malate, Manila City, Metro Manila
  • Phone: (02) 8536-6511

Morayta

  • Address: 828 Nicanor Reyes Street, 828, Sampaloc, Manila City, Metro Manila
  • Phone: (02) 8736-2478

Elcano

  • Address: Elcano, 676, Lazares Street, Binondo, Manila City, Metro Manila
  • Phone: (02) 8242-8684

Arranque

  • Address: Orient Star, 1001, Soler/ Masangkay Street, Binondo, Manila City, Metro Manila
  • Phone: (02) 8245-7055

Raon Sales

  • Address: Gonzalo Puyat Street, 653, Sta. Cruz, Manila City, Metro Manila
  • Phone: (02) 8733-1661

Alabang

  • Address: Alabang-Zapote Road, Tierra Nueva, Alabang, Muntinlupa City, Metro Manila
  • Phone: (02) 8807-2246

Auto Loan Programs at RCBCs

RCBC Branches

With RCBC programs, customers can get auto loans for motorcycles or cars via affordable options and payments that can last up to 5 years. The last part of our article will detail their fundamentals for you!

Loan Types

Choose programs that fit your demands best. Do you want:

  • Worry-free and flexible insurance coverages for your entire loan term?
  • Low amortization monthly?
  • Free-insurance coverages for the loan term’s first year, low down payments, and free-of-charge chattel mortgage?

Also, make it clear whether the vehicle you want to rent is pre-owned or brand new – which will help you better in your final decisions. 

Loan Amounts and Payment Terms

There are two options for you to consider regarding regular loans:

  • Minimum Amount: 300,000 PHP
  • Down Payment: ~20% 

The payment term can last from 12 months to 60 months. 

What Must You Prepare?

Employed customers:

  • Utility bill
  • TIN
  • Two valid IDs issued by the government
  • COE (Certificates of Employment) or ITR (the latest one).
  • Application form for an auto loan by RCBCs

Self-employed customers:

  • Bank statements or ITR
  • Financial statements (audited)
  • Business registration (accompanied by DTI)
  • Application form for an auto loan

Criteria for Eligibility: Who Can Apply?

Employed customers:

  • Employment tenure: at least one year
  • Monthly income: at least 40,000 PHP
  • 21-65 years old
  • Dual or Filipino citizen
  • Having phone numbers and office/residence landlines.

Self-employed customers:

  • Profitable business operations during the last two years
  • 21-70 years old
  • Dual or Filipino citizen
  • Having phone numbers and office/residence landlines.

Conclusion

Our posts have successfully detailed RCBC branches‘ operations and offerings, ensuring you do not miss anything important. Aside from that, there is also a list of available and common branches nationwide – more than enough for you to choose from! 

Assess your geography distances, demands, and other relevant factors to pick a branch that best fits your demands.

We believe our dearest readers have already grasped the basic essence of RCBC. But in case there are still unresolved questions, feel free to contact us (or RCBC’s support staff) for more guidance. Our comment section and chat boxes are always open, welcoming all your inquiries!

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